Customer Service Representatives
Median $23.08 an hour in New York · 141,090 jobs
New York · 2026 take-home pay
At $24 an hour in New York you keep about $19.20 of every hour — $768 a week, $3,329 a month or $39,945 a year full time — after 2026 federal income tax, Social Security, Medicare, New York income tax and state payroll programs. New York has a graduated income tax plus DBL and PFL, and its minimum wage is $16.00 an hour.
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $49,920 | $960 | $24.00 |
| Federal income tax | −$3,810 | −$73 | −$1.83 |
| Social Security (6.2%) | −$3,095 | −$60 | −$1.49 |
| Medicare (1.45%+) | −$724 | −$14 | −$0.35 |
| New York income tax | −$2,099 | −$40 | −$1.01 |
| DBL (Disability Benefits Law) | −$31 | −$1 | −$0.02 |
| PFL (Paid Family Leave) | −$216 | −$4 | −$0.10 |
| Take-home pay | $39,945 | $768 | $19.20 |
Effective tax rate 20% · federal bracket 12% · New York bracket 5.4%.
DBL (Disability Benefits Law): 0.5% of wages (capped) · PFL (Paid Family Leave): 0.43% of wages.
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $960.00 | $768.18 |
| Every two weeks (26) | $1,920.00 | $1,536.35 |
| Twice a month (24) | $2,080.00 | $1,664.38 |
| Monthly (12) | $4,160.00 | $3,328.77 |
Take-home in New York for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $24 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $480 | $409 | $21,275 |
| 30 hours a week | $720 | $589 | $30,645 |
| 40 hours a week | $960 | $768 | $39,945 |
| 40 hours + 5 overtime | $1,140 | $902 | $46,920 |
| 40 hours + 10 overtime | $1,320 | $1,032 | $53,681 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Occupations whose median wage in New York is within 4% of $24 an hour, most common first. Source: BLS OEWS May 2025.
Median $23.08 an hour in New York · 141,090 jobs
Median $23.85 an hour in New York · 122,490 jobs
Median $23.36 an hour in New York · 87,990 jobs
Median $23.08 an hour in New York · 40,710 jobs
Median $23.13 an hour in New York · 19,800 jobs
Median $24.03 an hour in New York · 19,790 jobs
New York ranks 49th of 51 for take-home pay on $24 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New York |
|---|---|---|---|---|
| New York | $19.20 | $39,945 | $16.00 | — |
| Connecticut | $19.35 | $40,244 | $16.94 | +$299 a year |
| Massachusetts | $19.13 | $39,785 | $15.00 | −$160 a year |
| New Jersey | $19.56 | $40,680 | $15.92 | +$735 a year |
| Pennsylvania | $19.58 | $40,723 | $7.25 | +$778 a year |
| Vermont | $19.74 | $41,052 | $14.42 | +$1,107 a year |
Taxable income is $49,920 minus the 2026 standard deduction ($16,100) = $33,820. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $21,420 | $2,570 |
| Total | $33,820 | $3,810 |
Taxable income is $49,920 of New York wages minus $8,000 standard deduction = $41,920.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.9% | $8,500 | $332 |
| 4.4% | $3,200 | $141 |
| 5.15% | $2,200 | $113 |
| 5.4% | $28,020 | $1,513 |
| Total | $41,920 | $2,099 |
About $19.20 for every hour you work, or $39,945 a year at 40 hours a week ($49,920 gross). Taxes take about 20% of your pay, for a single filer in 2026 with no pre-tax deductions.
About $768 a week at 40 hours, from $960 gross. Paid every two weeks, each paycheck is about $1,536.
About $3,329 a month at 40 hours a week, from $4,160 gross.
$24 an hour is 1.5 times New York's minimum wage of $16.00 an hour. It's about the 37th percentile of hourly pay in New York (BLS, May 2025) — roughly 37 in 100 workers earn less. The median hourly wage for all jobs in New York is $28.69. After taxes and local prices, $39,945 a year buys about what $37,013 would at national-average prices.
It ranks 49th of 51 among the 50 states and D.C. for take-home on $24 an hour. The most you'd keep is $42,291 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $38,743 in Oregon.
$24 an hour in every state · $45,000 a year in New York · $50,000 a year in New York · New York paycheck calculator · All pay conversions
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New York's income tax rules and New York's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.