Available
2027 401(k), IRA & HSA Limits
2027 contribution limits for 401(k), IRA, HSA and FSA, with official vs projected labels.
Plan
Money tools
Once you know your take-home pay, put it to work: plan a budget, size an emergency fund, pay off debt faster and see what retirement saving costs each paycheck.
Tools
35 available now; the rest are in development and are not linked until they work.
Available
2027 Social Security COLA
The 2027 Social Security cost-of-living adjustment, wage base and Medicare Part B.
Available
Rent Affordability Calculator
How much rent you can afford by the 30% rule, the 40× rule and your debts.
Available
Social Security Calculator
Your benefit at every claiming age, break-even age, spousal and survivor benefits, the earnings test and your check after tax.
Available
Retirement Calculator
Are you on track? After-tax retirement income with Social Security estimated from your pay, and what to save if you're short.
Available
Roth Conversion Calculator
How much existing IRA money to move to Roth this year: fill your bracket, the tax, Social Security, IRMAA and state effects.
Available
Dependent Care FSA vs Child Care Credit Calculator
How much to put in a dependent care FSA ($7,500 from 2026) or whether the 50% child care credit is worth more.
Available
Medicare IRMAA Calculator
Your 2026 and 2027 Medicare Part B and D surcharges by income, the next cliff, and what an SSA-44 appeal saves.
Available
Child Tax Credit Calculator
Your 2026 Child Tax Credit ($2,200 per child) and 2027 amount: the phase-out, what your tax absorbs and the refundable part.
Available
RMD Calculator
Required minimum distributions for 2026 and 2027: the amount, deadline, tax, Medicare effect and inherited IRA rules.
Available
EITC Calculator
Your 2026 earned income tax credit (up to $8,231), income limits, 2027 projections and your state EITC.
Available
Benefits Paycheck Calculator
Your take-home before and after open enrollment: premiums, HSA, FSA, 401(k), commuter and life insurance, each taxed the right way.
Available
QCD Calculator
Give from your IRA, or give cash or stock? Tax saved in 2026 with Social Security, IRMAA and the new charity rules.
Available
Social Security Tax Calculator
How much of your Social Security is taxable (IRS worksheet), the tax, the tax torpedo, state tax on benefits and W-4V withholding.
Available
Inherited IRA Withdrawal Tax Planner
Empty an inherited IRA under the 10-year rule for the least tax: lump sum, minimums, equal shares or leveling your income.
Available
Immediate Annuity Calculator
How much monthly income your savings buy at your age, with joint and refund options, tax, inflation and the 4% rule.
Available
State Retirement Tax Calculator
2026 state tax on pensions, 401(k) and IRA withdrawals, military pay and Social Security, ranked across all 50 states and DC.
Available
State Income Tax Calculator
2026 state and local income tax on wages, self-employment, interest, dividends and capital gains, ranked across all 50 states and DC.
Available
Medicare Cost Calculator
Your total yearly Medicare cost: Original Medicare + Medigap + Part D vs Medicare Advantage in a healthy year and a bad one.
Available
Pension Lump Sum Calculator
Lump sum or monthly pension? The interest rate your offer implies, break-even age, IRS minimum check, taxes and PBGC limits.
Available
Itemized Deduction Calculator
Standard or itemized deduction in 2026? Federal and state, with the $40,400 SALT cap, charity floor and W-4 amount.
Available
Roth vs Traditional 401(k) Calculator
Roth or traditional 401(k)? After-tax retirement income for the same paycheck cost, with state tax and Social Security tax.
Available
Car Loan Calculator
Car payment with trade-in, tax and fees, plus what the 2025–2028 car loan interest deduction saves after tax.
Available
Student Loan Repayment Calculator
Compare RAP, IBR and the standard plans: monthly payment, total cost, forgiveness and the tax on it.
Available
Mortgage Calculator
Monthly payment with taxes, insurance and PMI, the amortization schedule, extra payments and when PMI ends.
Available
House Affordability Calculator
How much house you can afford from your income, debts and down payment (28/36 rule).
Available
Compound Interest & Savings Goal Calculator
How savings grow with compound interest, and when you'll reach your goal.
Available
Laid Off? Your Money Plan
A dated checklist after a layoff: final paycheck, unemployment, severance review, COBRA, Marketplace and 401(k) deadlines.
Available
Budget Calculator
Turn take-home pay into a 50/30/20 plan and see where your month really stands.
Available
Debt Payoff Calculator
Avalanche vs snowball: when each debt is gone and what it costs in interest.
Available
Emergency Fund Calculator
Your safety-net target, how many months you're covered now and when you'll get there.
Available
401(k) Max Out Calculator
How much to contribute from each remaining paycheck to reach the 401(k) limit by December 31.
Available
HSA vs FSA Calculator
Tax savings from an HSA or health FSA with your state's rules, and the FSA money you could lose.
Available
Year-End Money Checklist 2026
Dated 2026 year-end checklist: 401(k), FSA and HSA deadlines, open enrollment, giving and taxes.
Available
401(k) Paycheck Calculator
What a 401(k) contribution does to each paycheck, plus your employer match and 2026 limits.