Hourly to Salary Calculator

How to convert hourly pay to a yearly salary

Multiply your hourly rate by the hours you're paid each week, then by the number of weeks you're paid in a year. Everything else — monthly, biweekly, daily — is that annual figure divided up.

Hourly rate × paid hours per week × paid weeks per year = annual gross pay

Example: $30 × 40 × 52 = $62,400.00. A full-time year of 40 hours × 52 weeks is 2,080 paid hours.

The calculator then splits the year into pay periods: monthly is annual ÷ 12, semi-monthly is annual ÷ 24, biweekly is annual ÷ 26 and weekly is annual ÷ the paid weeks you entered. The daily figure is weekly pay ÷ your workdays per week. Values keep full precision and are rounded to the cent only for display.

The quick mental-math shortcut (and how far off it is)

A common shortcut is to double the hourly rate and add three zeros: $25 an hour becomes "about $50,000". That treats a year as 2,000 hours instead of 2,080, so it understates full-time pay by about 3.8%. The exact figure for $25 at 40 hours and 52 weeks is $52,000.00.

Going the other way, dividing a salary by 2,000 overstates the hourly equivalent by 4%. Use the salary to hourly calculator for the exact figure. A contract rate isn't comparable to an employee's hourly pay: see the 1099 vs W-2 calculator for the rate that matches a salary.

2,080, 2,087 or 2,088 hours: why "hours in a year" varies

2,080 hours (40 × 52) is the standard conversion, and it's what this calculator uses. You may see two other numbers:

• 2,087 hours is the divisor the federal government uses. The Office of Personnel Management computes hourly rates of basic pay by dividing annual pay by 2,087 hours — the average number of paid hours over a 28-year calendar cycle, set in federal law.
• 2,088 hours is what you get by counting 2026's actual weekdays (261) at 8 hours each. Calendar years don't all have exactly 260 weekdays — 2024 had 262 and 2028 has 260 — so some payroll systems show a slightly different number.

The difference is small. At $30 an hour, a year is $62,400 at 2,080 hours, $62,610 at 2,087 hours and $62,640 at 2,088 hours.

Common hourly rates as yearly, monthly and per-paycheck pay

Every figure below comes from the calculator on this page at 40 paid hours a week for 52 paid weeks. Each linked rate has its own page with take-home pay by state and the jobs that pay around that rate.

For every whole-dollar rate from $8 to $100, see the hourly and salary pay reference.

Part-time and shorter weeks

Federal wage law doesn't define full-time or part-time work — the Department of Labor leaves that to employers. For employer health-coverage rules under the Affordable Care Act, the IRS treats an average of at least 30 hours a week (130 a month) as full-time. And many hourly workers don't get 40 hours: in September 2026 the average private-sector workweek was 34.4 hours, according to the Bureau of Labor Statistics. If your hours vary, use an honest average rather than 40.

Paid 37.5 hours, not 40? Many schedules run 8 hours a day with an unpaid 30-minute lunch, which is 37.5 paid hours a week. At $25 an hour that's $48,750 a year rather than $52,000. Enter the hours you're actually paid for.

Biweekly vs semi-monthly: why the paychecks differ

Biweekly pay arrives every two weeks — 26 paychecks in most years. Semi-monthly pay arrives twice a month — 24 paychecks. The same annual pay therefore gives a smaller biweekly paycheck than a semi-monthly one, but two "extra" biweekly paychecks a year.

If you budget monthly on biweekly pay, two months a year contain three paychecks. A safe habit is to build the monthly budget on two paychecks and treat the third as savings or a buffer.

Some payrolls have 27 paychecks in 2027

Depending on the calendar and your employer's pay dates, some years contain 27 biweekly or 53 weekly pay dates. January 1, 2027 is a Friday, so a Friday payroll that starts that day has 53 weekly or 27 biweekly pay dates in 2027. If your employer keeps the same amount per paycheck, that's one extra check in the calendar year — $2,400.00 gross at $30 an hour. This calculator uses the standard counts.

Unpaid time off and "paid weeks"

Many hourly jobs don't pay for vacation or holidays. If you expect two unpaid weeks, enter 50 paid weeks. At $25 an hour and 40 hours, that's $50,000.00 instead of $52,000.00 — a difference of $2,000.00. If your time off is paid, keep 52.

Do hourly workers get paid holidays?

Not by federal law. The Department of Labor says the Fair Labor Standards Act "does not require payment for time not worked, such as vacations, sick leave or federal or other holidays". Paid time off is up to the employer (and, for sick leave, some states). In practice most private-sector workers do get it: in March 2026, 81% had access to paid holidays and 80% to paid vacation.

There are 11 federal holidays in 2026. If none of them were paid, a full-time $25-an-hour worker would lose 88 hours and earn $49,800 for the year. Private employers usually observe fewer: the most recent BLS count we found was an average of 8 paid holidays in private industry, from 2017.

Should you count paid holidays? Yes. If you're paid for a holiday, that time counts toward paid hours. Only reduce weeks for time you won't be paid for. To estimate your leave in detail, try the PTO calculator.

Adding overtime to your yearly pay

Under the Fair Labor Standards Act, covered non-exempt employees must be paid at least 1.5 times their regular rate for hours over 40 in a workweek. The calculator above doesn't add overtime, so if you regularly work extra hours, your yearly pay is higher than it shows. Here's $25 an hour with steady overtime every week for 52 weeks:

Five overtime hours every week turn $52,000 into $61,750. The "premium" column is only the extra half on top of straight time — it matters for the tax deduction below. For weeks that differ, or double time, use the overtime calculator.

The 2025–2028 overtime tax deduction

For tax years 2025 through 2028, eligible workers can deduct up to $12,500 a year ($25,000 on a joint return) of qualified overtime pay. Only the FLSA-required premium counts — the "half" in time-and-a-half, not the whole overtime check. You don't need to itemize, but you need a valid Social Security number, and married couples must file jointly. The deduction phases out by $100 for every $1,000 of modified adjusted gross income above $150,000 ($300,000 joint).

What hourly pay looks like after taxes

The calculator shows gross pay. Your paycheck is smaller because of federal income tax, Social Security (6.2% up to a 2026 wage base of $184,500), Medicare (1.45%) and, in most states, state income tax. Social Security and Medicare alone take 7.65% of most workers' pay. Here is the same full-time rate in Texas, which has no state income tax, and California, which does:

At $25 an hour, take-home is about 85% of gross in Texas and 81% in California in this example. Health premiums, retirement contributions, a different filing status or more dependents all change the result. For your own numbers, use the paycheck calculator or the state pages for Texas and California.

How your hourly rate compares in 2026

Two national figures get quoted, and they measure different things:

• Median wage: half of jobs pay more, half pay less. Across all occupations the median was $24.51 an hour in May 2025 — or $50,980 a year in BLS's annual terms. The mean was $33.54.
• Average hourly earnings: $37.81 for private-sector employees in September 2026, up 3.0% over the year ($32.60 for production and nonsupervisory employees). Averages are pulled up by high earners, so the median is the better "typical worker" figure.

For full-time workers only, the median was $1,251 a week in the second quarter of 2026, up 4.6% from a year earlier while consumer prices rose 3.9%. That works out to about $65,052 a year, or $31.28 an hour at 40 hours.

National figures only go so far: pay varies a lot by occupation and place. To see where your rate sits for your job and area, use Am I paid fairly? or browse salary data by occupation.

Minimum wage as a yearly salary (2026)

The federal minimum wage is $7.25 an hour. According to the Department of Labor's state table, 30 states plus DC set higher rates. Five states — Alabama, Louisiana, Mississippi, South Carolina and Tennessee — have no state minimum wage, so the federal rate applies to employers covered by the FLSA. Here's what selected 2026 minimums pay at full time:

Many cities and counties set their own, higher minimums, and California has separate minimums for fast-food and health-care work. Rates also keep moving: Washington's minimum rises to $17.73 in 2027 and Michigan's is scheduled to reach $15.00 on January 1, 2027. Check your state labor department for the rate where you work.

Is full-time minimum wage above the poverty line?

At the federal rate, no. Full-time, full-year work at $7.25 pays $15,080, which is $880 below the 2026 HHS poverty guideline of $15,960 for one person in the 48 contiguous states and DC. Reaching the guideline at 2,080 hours takes about $7.67 an hour. For a family of four, the guideline is $33,000.

Hourly or salaried: which pays more?

Most U.S. workers are paid by the hour — 81.5 million in 2025, and 55.6% of all wage and salary workers in 2024. Neither type of pay is better in general; they share risk differently.

• Overtime. Hourly non-exempt workers earn at least time-and-a-half after 40 hours. Salaried workers can be exempt from overtime if their duties qualify and they earn at least $684 a week — that's $17.10 an hour at 40 hours.
• Steady income. A salary usually pays the same amount every period. Hourly pay rises and falls with your scheduled hours.
• Benefits. Paid leave, health coverage and retirement contributions often differ between hourly and salaried roles — in private industry, benefits average 30% of total compensation.

To compare an hourly job with a salaried offer, convert the salary to an hourly equivalent using the hours you'd really work (the salary to hourly calculator does this), then compare benefits separately. The job offer comparison puts two offers side by side.

What the number leaves out

• Overtime. Hours over 40 in a workweek are often paid at a premium — see the overtime section above or the overtime calculator.
• Taxes and deductions. This is gross pay. Federal and state taxes, Social Security, Medicare, health premiums and retirement contributions come out of each paycheck.
• Benefits. Employer health coverage, retirement matches and paid leave have real value that a wage alone doesn't show.
• Variable hours. If your hours change week to week, use an honest average — or run the calculator for a low week and a high week.

Questions people ask

How many working hours are in a year?

At 40 hours a week for 52 weeks, 2,080. That's the figure most conversions use. 2026 has 261 weekdays (2,088 hours at 8 a day), and federal payroll divides annual pay by 2,087 hours, an averaged figure set by law.

How much is $25 an hour a year?

$52,000 before taxes at 40 hours a week for 52 weeks, or $4,333.33 a month and $2,000.00 every two weeks. With two unpaid weeks off it's $50,000. See $25 an hour for take-home pay in every state.

Is $25 an hour good pay?

It depends on where you live, your occupation and your costs. Nationally, $25 is a little above the all-occupation median wage of $24.51 (May 2025) and below the full-time median of about $31.28 an hour at 40 hours (Q2 2026). Compare it with your budget and with wage data for your occupation and area.

What is the minimum wage in 2026?

The federal minimum is $7.25 an hour, or $15,080 a year at full time. 30 states and DC set higher rates. DC is highest at $18.40 (since July 1, 2026), followed by Washington at $17.13 and $17.00 in New York City, Long Island and Westchester.

Do employers have to pay hourly workers for holidays?

Not under federal law — the FLSA doesn't require pay for time not worked, including holidays and vacations. Most private-sector workers (81% in March 2026) do have paid holidays through their employer.

Should I count paid holidays and vacation?

Yes. If you're paid for the time, it counts toward paid weeks. Only reduce the weeks for time you won't be paid for.

How many hours is full-time?

Federal wage law doesn't define it; employers do. For Affordable Care Act employer rules, the IRS uses an average of 30 hours a week (130 a month).

Is overtime pay tax-free now?

Partly, through 2028. You can deduct up to $12,500 ($25,000 joint) of the FLSA-required overtime premium — the extra half, not the whole overtime pay. The deduction phases out above $150,000 of modified adjusted gross income ($300,000 joint).

Why does my real paycheck look smaller?

Because this calculator shows pay before taxes and deductions. In the example above, a full-time $25-an-hour worker in Texas keeps about 85% of gross pay. The paycheck calculator estimates your own take-home pay.

Sources

1. State minimum wage laws (updated July 1, 2026) — U.S. Department of Labor, Wage and Hour Division. Accessed October 13, 2026.
2. 2026 minimum wage increase notice — DC Department of Employment Services. Accessed October 13, 2026.
3. Minimum wage — Washington State Department of Labor & Industries. Accessed October 13, 2026.
4. Minimum wage frequently asked questions — California Department of Industrial Relations. Accessed October 13, 2026.
5. Annual update of the HHS poverty guidelines (2026) — Federal Register. Accessed October 13, 2026.
6. Computing hourly rates of pay using the 2,087-hour divisor — U.S. Office of Personnel Management. Accessed October 13, 2026.
7. Federal holidays — U.S. Office of Personnel Management. Accessed October 13, 2026.
8. The Employment Situation — September 2026 — U.S. Bureau of Labor Statistics. Accessed October 13, 2026.
9. Full-time employment — U.S. Department of Labor. Accessed October 13, 2026.
10. Identifying full-time employees — Internal Revenue Service. Accessed October 13, 2026.
11. Usual weekly earnings of wage and salary workers — second quarter 2026 — U.S. Bureau of Labor Statistics. Accessed October 13, 2026.
12. Occupational Employment and Wages — May 2025 — U.S. Bureau of Labor Statistics. Accessed October 13, 2026.
13. Wage and salary workers paid hourly rates (CPS table 44, 2025 annual averages) — U.S. Bureau of Labor Statistics. Accessed October 13, 2026. October 2025 data were not collected; averages cover 11 months.
14. Characteristics of minimum wage workers, 2024 — U.S. Bureau of Labor Statistics. Accessed October 13, 2026.
15. Vacation leave — U.S. Department of Labor. Accessed October 13, 2026.
16. Employee Benefits in the United States — March 2026 — U.S. Bureau of Labor Statistics. Accessed October 13, 2026.
17. Workers in private industry received an average of 8 paid holidays in 2017 — U.S. Bureau of Labor Statistics, The Economics Daily. Accessed October 13, 2026.
18. Overtime pay — U.S. Department of Labor, Wage and Hour Division. Accessed October 13, 2026.
19. What to know about the No Tax on Overtime deduction — Internal Revenue Service. Accessed October 13, 2026.
20. Questions and answers about the new deduction for qualified overtime compensation — Internal Revenue Service. Accessed October 13, 2026.
21. 26 U.S. Code § 225 — Qualified overtime compensation — Legal Information Institute, Cornell Law School. Accessed October 13, 2026.
22. Contribution and benefit base — Social Security Administration. Accessed October 13, 2026.
23. Earnings thresholds for the Executive, Administrative, and Professional exemption — U.S. Department of Labor, Wage and Hour Division. Accessed October 13, 2026.
24. Employer Costs for Employee Compensation — June 2026 — U.S. Bureau of Labor Statistics. Accessed October 13, 2026.

Yearly, monthly and hourly figures derived from published weekly or hourly rates are our own arithmetic. Take-home estimates come from our 2026 paycheck engine.