Tax Refund Calculator 2026
Estimate your 2026 federal refund or balance due, with the new credits and deductions.
Pay · taxes · budgets · career moves
Free calculators and guides for your pay, your taxes and the money decisions that follow. Every result shows its formula, its assumptions and its sources — and tells you plainly what it doesn't know.
$52,000.00 a year, gross
At 40 hours a week for 52 paid weeks.
Adjust hours and weeksHow the site works
Each tool is one step on the way. Start wherever your question is.
Get one correct number, with its formula.
See what drives it and what it leaves out.
Put it beside a benchmark or an alternative.
Change the inputs and watch the trade-offs move.
Leave with trade-offs, unknowns and questions to ask.
Tax season 2026
Estimate your refund, fix your withholding, and plan quarterly payments — with the 2026 credits and the new tips and overtime deductions built in.
Estimate your 2026 federal refund or balance due, with the new credits and deductions.
Exactly what to put on Form W-4 to hit the refund you want, from your pay stub.
Self-employment and income tax on 1099 or side-gig profit, and how much to set aside.
Quarterly estimated tax payments under the IRS safe harbors, with 2026 due dates.
Estimate the 2025–2028 federal deductions for qualified tips and overtime, with the caps and phase-outs.
2027 federal brackets and standard deduction next to 2026 — projected until the IRS publishes.
Money tools
Plan a budget, build an emergency fund, pay off debt, save for a goal and see what housing you can afford.
Turn take-home pay into a 50/30/20 plan and see where your month really stands.
Your safety-net target, how many months you're covered now and when you'll get there.
Avalanche vs snowball: when each debt is gone and what it costs in interest.
How savings grow with compound interest, and when you'll reach your goal.
How much rent you can afford by the 30% rule, the 40× rule and your debts.
How much house you can afford from your income, debts and down payment (28/36 rule).
What a 401(k) contribution does to each paycheck, plus your employer match and 2026 limits.
Paychecks & pay
Take-home pay in all 50 states, conversions between hourly and salary, raises, overtime and bonuses.
Take-home pay after federal, state and local taxes — salary or hourly, with overtime and pre-tax deductions.
Turn an hourly wage into weekly, biweekly, semi-monthly, monthly and annual gross pay.
Find the hourly equivalent of a salary for the hours you actually work.
See a raise as a percentage, a dollar amount and a new salary per pay period.
Estimate overtime pay at time-and-a-half or a custom multiplier.
Separate guaranteed pay from target bonuses, commission and one-time sign-on money.
Career moves
Compare job offers, check your pay against official data, and model a move or a new qualification.
Compare offers side by side, separating guaranteed cash from targets, equity and unknowns.
Your approximate pay percentile for your occupation, nationally and in your state, from BLS data.
What a relocation lump sum is worth after tax, the gross-up to net your target, and how long a move takes to pay off.
Compare price levels between places, with the source, period and limits explained.
Model tuition, time out of work and possible pay changes as an editable cash-flow scenario.
Count commute hours, miles and cash costs separately, and value your time only if you choose.
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