Work & Money

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    2027 Social Security COLA

    The 2027 Social Security cost-of-living adjustment, wage base and Medicare Part B.

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    Social Security Calculator

    Your benefit at every claiming age, break-even age, spousal and survivor benefits, the earnings test and your check after tax.

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    Retirement Calculator

    Are you on track? After-tax retirement income with Social Security estimated from your pay, and what to save if you're short.

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    Roth Conversion Calculator

    How much existing IRA money to move to Roth this year: fill your bracket, the tax, Social Security, IRMAA and state effects.

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    Medicare IRMAA Calculator

    Your 2026 and 2027 Medicare Part B and D surcharges by income, the next cliff, and what an SSA-44 appeal saves.

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    Child Tax Credit Calculator

    Your 2026 Child Tax Credit ($2,200 per child) and 2027 amount: the phase-out, what your tax absorbs and the refundable part.

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    RMD Calculator

    Required minimum distributions for 2026 and 2027: the amount, deadline, tax, Medicare effect and inherited IRA rules.

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    EITC Calculator

    Your 2026 earned income tax credit (up to $8,231), income limits, 2027 projections and your state EITC.

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    Benefits Paycheck Calculator

    Your take-home before and after open enrollment: premiums, HSA, FSA, 401(k), commuter and life insurance, each taxed the right way.

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    QCD Calculator

    Give from your IRA, or give cash or stock? Tax saved in 2026 with Social Security, IRMAA and the new charity rules.

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    Social Security Tax Calculator

    How much of your Social Security is taxable (IRS worksheet), the tax, the tax torpedo, state tax on benefits and W-4V withholding.

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    Inherited IRA Withdrawal Tax Planner

    Empty an inherited IRA under the 10-year rule for the least tax: lump sum, minimums, equal shares or leveling your income.

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    Immediate Annuity Calculator

    How much monthly income your savings buy at your age, with joint and refund options, tax, inflation and the 4% rule.

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    State Retirement Tax Calculator

    2026 state tax on pensions, 401(k) and IRA withdrawals, military pay and Social Security, ranked across all 50 states and DC.

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    State Income Tax Calculator

    2026 state and local income tax on wages, self-employment, interest, dividends and capital gains, ranked across all 50 states and DC.

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    Medicare Cost Calculator

    Your total yearly Medicare cost: Original Medicare + Medigap + Part D vs Medicare Advantage in a healthy year and a bad one.

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    Pension Lump Sum Calculator

    Lump sum or monthly pension? The interest rate your offer implies, break-even age, IRS minimum check, taxes and PBGC limits.

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    Itemized Deduction Calculator

    Standard or itemized deduction in 2026? Federal and state, with the $40,400 SALT cap, charity floor and W-4 amount.

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    Car Loan Calculator

    Car payment with trade-in, tax and fees, plus what the 2025–2028 car loan interest deduction saves after tax.

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    Mortgage Calculator

    Monthly payment with taxes, insurance and PMI, the amortization schedule, extra payments and when PMI ends.

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    Tax Bracket Calculator

    Your federal tax bracket, marginal and effective rate, and the tax on each slice of income, 2026 and 2027.

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    Capital Gains Tax Calculator

    Tax on selling stock, crypto or a home in 2026 or 2027: federal rates, the 3.8% NIIT, state tax, losses and the home exclusion.

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    Tax Refund Calculator 2026

    Estimate your 2026 federal refund or balance due, with the new credits and deductions.

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    W-4 Calculator 2026

    Exactly what to put on Form W-4 to hit the refund you want, from your pay stub.

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    HDHP vs PPO Calculator

    Compare employer health plans by total yearly cost, worst case and break-even, with HSA tax savings.

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    Side Hustle Tax Calculator

    What you keep from gig income or a second job on top of your salary, and what to set aside.

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    Severance Pay Calculator

    Your severance after tax, its effect on unemployment in your state, COBRA cost and how long it lasts.

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    Laid Off? Your Money Plan

    A dated checklist after a layoff: final paycheck, unemployment, severance review, COBRA, Marketplace and 401(k) deadlines.

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    Unemployment Calculator

    Your weekly unemployment benefit, weeks and total after tax, under your state's 2026 rules.

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    1099 vs W-2 Calculator

    The contract rate that matches a salary after self-employment tax, QBI, benefits and unpaid time off.

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    Budget Calculator

    Turn take-home pay into a 50/30/20 plan and see where your month really stands.

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    Debt Payoff Calculator

    Avalanche vs snowball: when each debt is gone and what it costs in interest.

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    Emergency Fund Calculator

    Your safety-net target, how many months you're covered now and when you'll get there.

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    401(k) Max Out Calculator

    How much to contribute from each remaining paycheck to reach the 401(k) limit by December 31.

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    HSA vs FSA Calculator

    Tax savings from an HSA or health FSA with your state's rules, and the FSA money you could lose.

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    Year-End Money Checklist 2026

    Dated 2026 year-end checklist: 401(k), FSA and HSA deadlines, open enrollment, giving and taxes.

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    401(k) Paycheck Calculator

    What a 401(k) contribution does to each paycheck, plus your employer match and 2026 limits.

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    Hourly to Salary Calculator

    Turn an hourly wage into weekly, biweekly, semi-monthly, monthly and annual gross pay.

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    Raise Calculator

    See a raise as a percentage, a dollar amount and a new salary per pay period.

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    Take-Home Pay by State

    The same salary in all 50 states and DC, ranked by what you keep after taxes.

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    Bonus Tax Calculator

    What a bonus check looks like after the 22% federal supplemental rate, FICA and state tax — or gross up a bonus to a target net.

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    PTO Calculator

    PTO accrued per paycheck, what your time off is worth, and whether your state requires a payout.

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    Salary Data by Occupation

    Official BLS wage percentiles by occupation and state, with the reference period shown.

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    Occupation Profiles

    Pay distributions, where the work is, and the tools that help you plan around it.

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    Am I Paid Fairly?

    Your approximate pay percentile for your occupation, nationally and in your state, from BLS data.

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    Compare Two Occupations

    Two jobs side by side: pay range, jobs, and take-home after tax in your state.

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    Job Offer Comparison

    Compare offers side by side, separating guaranteed cash from targets, equity and unknowns.

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    Cost of Living Comparison

    Compare price levels between places, with the source, period and limits explained.

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    Relocation Calculator

    What a relocation lump sum is worth after tax, the gross-up to net your target, and how long a move takes to pay off.

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    Work Decision Simulator

    Bring pay, benefits, time, commute and location into one guided comparison — with trade-offs, not a verdict.