Waiters and Waitresses
Median $22.61 an hour in New York · 142,940 jobs
New York · 2026 take-home pay
$23 an hour after taxes in New York
At $23 an hour in New York you keep about $18.46 of every hour — $738 a week, $3,200 a month or $38,395 a year full time — after 2026 federal income tax, Social Security, Medicare, New York income tax and state payroll programs. New York has a graduated income tax plus DBL and PFL, and its minimum wage is $16.00 an hour.
Where $23 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $47,840 | $920 | $23.00 |
| Federal income tax | −$3,561 | −$68 | −$1.71 |
| Social Security (6.2%) | −$2,966 | −$57 | −$1.43 |
| Medicare (1.45%+) | −$694 | −$13 | −$0.33 |
| New York income tax | −$1,986 | −$38 | −$0.95 |
| DBL (Disability Benefits Law) | −$31 | −$1 | −$0.02 |
| PFL (Paid Family Leave) | −$207 | −$4 | −$0.10 |
| Take-home pay | $38,395 | $738 | $18.46 |
Effective tax rate 19.7% · federal bracket 12% · New York bracket 5.4%.
DBL (Disability Benefits Law): 0.5% of wages (capped) · PFL (Paid Family Leave): 0.43% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $920.00 | $738.37 |
| Every two weeks (26) | $1,840.00 | $1,476.74 |
| Twice a month (24) | $1,993.33 | $1,599.80 |
| Monthly (12) | $3,986.67 | $3,199.60 |
$23 an hour at different hours
Take-home in New York for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $23 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $460 | $394 | $20,479 |
| 30 hours a week | $690 | $567 | $29,483 |
| 40 hours a week | $920 | $738 | $38,395 |
| 40 hours + 5 overtime | $1,093 | $867 | $45,079 |
| 40 hours + 10 overtime | $1,265 | $995 | $51,764 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $23 an hour good pay in New York?
- Minimum wage: $23 an hour is 1.4 times New York's minimum wage of $16.00 an hour. $17.00 in New York City, Long Island and Westchester; $16.00 in the rest of the state.
- Among New York workers: It's about the 34th percentile of hourly pay in New York (BLS, May 2025) — roughly 34 in 100 workers earn less. The median is $28.69 an hour.
- Local prices: New York's price level is 107.9% of the U.S. average (BEA Regional Price Parities), so $38,395 a year buys about what $35,577 would at national-average prices.
- Rent: the 30% rule points to about $1,196 a month. Check it with your debts.
- A 50/30/20 budget: about $1,600 a month for needs, $960 for wants and $640 for savings. Plan it in the budget calculator.
Jobs in New York that pay about $23 an hour
Occupations whose median wage in New York is within 4% of $23 an hour, most common first. Source: BLS OEWS May 2025.
Customer Service Representatives
Median $23.08 an hour in New York · 141,090 jobs
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive
Median $23.85 an hour in New York · 122,490 jobs
Nursing Assistants
Median $23.36 an hour in New York · 87,990 jobs
First-Line Supervisors of Food Preparation and Serving Workers
Median $22.69 an hour in New York · 65,580 jobs
Medical Secretaries and Administrative Assistants
Median $22.94 an hour in New York · 57,720 jobs
How New York compares on $23 an hour
New York ranks 49th of 51 for take-home pay on $23 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New York |
|---|---|---|---|---|
| New York | $18.46 | $38,395 | $16.00 | — |
| Connecticut | $18.59 | $38,668 | $16.94 | +$273 a year |
| Massachusetts | $18.38 | $38,227 | $15.00 | −$168 a year |
| New Jersey | $18.81 | $39,133 | $15.92 | +$738 a year |
| Pennsylvania | $18.81 | $39,117 | $7.25 | +$722 a year |
| Vermont | $18.97 | $39,451 | $14.42 | +$1,056 a year |
How the federal tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 minus the 2026 standard deduction ($16,100) = $31,740. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $19,340 | $2,321 |
| Total | $31,740 | $3,561 |
How the New York income tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 of New York wages minus $8,000 standard deduction = $39,840.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.9% | $8,500 | $332 |
| 4.4% | $3,200 | $141 |
| 5.15% | $2,200 | $113 |
| 5.4% | $25,940 | $1,401 |
| Total | $39,840 | $1,986 |
Common questions
How much is $23 an hour after taxes in New York?
About $18.46 for every hour you work, or $38,395 a year at 40 hours a week ($47,840 gross). Taxes take about 19.7% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $23 an hour a week after taxes in New York?
About $738 a week at 40 hours, from $920 gross. Paid every two weeks, each paycheck is about $1,477.
How much is $23 an hour a month after taxes in New York?
About $3,200 a month at 40 hours a week, from $3,987 gross.
Is $23 an hour good pay in New York?
$23 an hour is 1.4 times New York's minimum wage of $16.00 an hour. It's about the 34th percentile of hourly pay in New York (BLS, May 2025) — roughly 34 in 100 workers earn less. The median hourly wage for all jobs in New York is $28.69. After taxes and local prices, $38,395 a year buys about what $35,577 would at national-average prices.
Is New York a high-tax state for $23 an hour?
It ranks 49th of 51 among the 50 states and D.C. for take-home on $23 an hour. The most you'd keep is $40,619 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $37,247 in Oregon.
More hourly rates
Other hourly rates in New York
- $19 an hour in New York
- $20 an hour in New York
- $21 an hour in New York
- $22 an hour in New York
- $24 an hour in New York
- $25 an hour in New York
- $26 an hour in New York
- $27 an hour in New York
$23 an hour in every state · $45,000 a year in New York · $50,000 a year in New York · New York paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New York's income tax rules and New York's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.