Maintenance and Repair Workers, General
Median $27.79 an hour in New York · 119,650 jobs
New York · 2026 take-home pay
$28 an hour after taxes in New York
At $28 an hour in New York you keep about $22.19 of every hour — $887 a week, $3,845 a month or $46,145 a year full time — after 2026 federal income tax, Social Security, Medicare, New York income tax and state payroll programs. New York has a graduated income tax plus DBL and PFL, and its minimum wage is $16.00 an hour.
Where $28 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $58,240 | $1,120 | $28.00 |
| Federal income tax | −$4,809 | −$92 | −$2.31 |
| Social Security (6.2%) | −$3,611 | −$69 | −$1.74 |
| Medicare (1.45%+) | −$844 | −$16 | −$0.41 |
| New York income tax | −$2,548 | −$49 | −$1.22 |
| DBL (Disability Benefits Law) | −$31 | −$1 | −$0.02 |
| PFL (Paid Family Leave) | −$252 | −$5 | −$0.12 |
| Take-home pay | $46,145 | $887 | $22.19 |
Effective tax rate 20.8% · federal bracket 12% · New York bracket 5.4%.
DBL (Disability Benefits Law): 0.5% of wages (capped) · PFL (Paid Family Leave): 0.43% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,120.00 | $887.41 |
| Every two weeks (26) | $2,240.00 | $1,774.81 |
| Twice a month (24) | $2,426.67 | $1,922.71 |
| Monthly (12) | $4,853.33 | $3,845.42 |
$28 an hour at different hours
Take-home in New York for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $28 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $560 | $470 | $24,445 |
| 30 hours a week | $840 | $679 | $35,295 |
| 40 hours a week | $1,120 | $887 | $46,145 |
| 40 hours + 5 overtime | $1,330 | $1,039 | $54,016 |
| 40 hours + 10 overtime | $1,540 | $1,174 | $61,062 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $28 an hour good pay in New York?
- Minimum wage: $28 an hour is 1.8 times New York's minimum wage of $16.00 an hour. $17.00 in New York City, Long Island and Westchester; $16.00 in the rest of the state.
- Among New York workers: It's about the 48th percentile of hourly pay in New York (BLS, May 2025) — roughly 48 in 100 workers earn less. The median is $28.69 an hour.
- Local prices: New York's price level is 107.9% of the U.S. average (BEA Regional Price Parities), so $46,145 a year buys about what $42,758 would at national-average prices.
- Rent: the 30% rule points to about $1,456 a month. Check it with your debts.
- A 50/30/20 budget: about $1,923 a month for needs, $1,154 for wants and $769 for savings. Plan it in the budget calculator.
Jobs in New York that pay about $28 an hour
Occupations whose median wage in New York is within 4% of $28 an hour, most common first. Source: BLS OEWS May 2025.
Bookkeeping, Accounting, and Auditing Clerks
Median $27.96 an hour in New York · 84,280 jobs
Construction Laborers
Median $26.89 an hour in New York · 52,090 jobs
First-Line Supervisors of Retail Sales Workers
Median $28.03 an hour in New York · 50,830 jobs
Bus Drivers, School
Median $27.23 an hour in New York · 38,320 jobs
Self-Enrichment Teachers
Median $27.78 an hour in New York · 31,120 jobs
How New York compares on $28 an hour
New York ranks 48th of 51 for take-home pay on $28 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New York |
|---|---|---|---|---|
| New York | $22.19 | $46,145 | $16.00 | — |
| Connecticut | $22.33 | $46,454 | $16.94 | +$309 a year |
| Massachusetts | $22.12 | $46,016 | $15.00 | −$129 a year |
| New Jersey | $22.53 | $46,871 | $15.92 | +$726 a year |
| Pennsylvania | $22.67 | $47,147 | $7.25 | +$1,002 a year |
| Vermont | $22.82 | $47,459 | $14.42 | +$1,314 a year |
How the federal tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 minus the 2026 standard deduction ($16,100) = $42,140. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $29,740 | $3,569 |
| Total | $42,140 | $4,809 |
How the New York income tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 of New York wages minus $8,000 standard deduction = $50,240.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.9% | $8,500 | $332 |
| 4.4% | $3,200 | $141 |
| 5.15% | $2,200 | $113 |
| 5.4% | $36,340 | $1,962 |
| Total | $50,240 | $2,548 |
Common questions
How much is $28 an hour after taxes in New York?
About $22.19 for every hour you work, or $46,145 a year at 40 hours a week ($58,240 gross). Taxes take about 20.8% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $28 an hour a week after taxes in New York?
About $887 a week at 40 hours, from $1,120 gross. Paid every two weeks, each paycheck is about $1,775.
How much is $28 an hour a month after taxes in New York?
About $3,845 a month at 40 hours a week, from $4,853 gross.
Is $28 an hour good pay in New York?
$28 an hour is 1.8 times New York's minimum wage of $16.00 an hour. It's about the 48th percentile of hourly pay in New York (BLS, May 2025) — roughly 48 in 100 workers earn less. The median hourly wage for all jobs in New York is $28.69. After taxes and local prices, $46,145 a year buys about what $42,758 would at national-average prices.
Is New York a high-tax state for $28 an hour?
It ranks 48th of 51 among the 50 states and D.C. for take-home on $28 an hour. The most you'd keep is $48,976 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $44,730 in Oregon.
More hourly rates
Other hourly rates in New York
- $24 an hour in New York
- $25 an hour in New York
- $26 an hour in New York
- $27 an hour in New York
- $29 an hour in New York
- $30 an hour in New York
- $31 an hour in New York
- $32 an hour in New York
$28 an hour in every state · $55,000 a year in New York · $60,000 a year in New York · New York paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New York's income tax rules and New York's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.