Customer Service Representatives
Median $23.61 an hour in Massachusetts · 49,990 jobs
Massachusetts · 2026 take-home pay
$24 an hour after taxes in Massachusetts
At $24 an hour in Massachusetts you keep about $19.13 of every hour — $765 a week, $3,315 a month or $39,785 a year full time — after 2026 federal income tax, Social Security, Medicare, Massachusetts income tax and state payroll programs. Massachusetts has a graduated income tax plus PFML (Paid Family & Medical Leave) employee share, and its minimum wage is $15.00 an hour.
Where $24 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $49,920 | $960 | $24.00 |
| Federal income tax | −$3,810 | −$73 | −$1.83 |
| Social Security (6.2%) | −$3,095 | −$60 | −$1.49 |
| Medicare (1.45%+) | −$724 | −$14 | −$0.35 |
| Massachusetts income tax | −$2,276 | −$44 | −$1.09 |
| PFML (Paid Family & Medical Leave) employee share | −$230 | −$4 | −$0.11 |
| Take-home pay | $39,785 | $765 | $19.13 |
Effective tax rate 20.3% · federal bracket 12% · Massachusetts bracket 5%.
PFML (Paid Family & Medical Leave) employee share: 0.46% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $960.00 | $765.10 |
| Every two weeks (26) | $1,920.00 | $1,530.20 |
| Twice a month (24) | $2,080.00 | $1,657.71 |
| Monthly (12) | $4,160.00 | $3,315.42 |
$24 an hour at different hours
Take-home in Massachusetts for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $24 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $480 | $404 | $21,022 |
| 30 hours a week | $720 | $585 | $30,439 |
| 40 hours a week | $960 | $765 | $39,785 |
| 40 hours + 5 overtime | $1,140 | $900 | $46,795 |
| 40 hours + 10 overtime | $1,320 | $1,031 | $53,590 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $24 an hour good pay in Massachusetts?
- Minimum wage: $24 an hour is 1.6 times Massachusetts's minimum wage of $15.00 an hour.
- Among Massachusetts workers: It's about the 32nd percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 32 in 100 workers earn less. The median is $30.57 an hour.
- Local prices: Massachusetts's price level is 105.8% of the U.S. average (BEA Regional Price Parities), so $39,785 a year buys about what $37,619 would at national-average prices.
- Rent: the 30% rule points to about $1,248 a month. Check it with your debts.
- A 50/30/20 budget: about $1,658 a month for needs, $995 for wants and $663 for savings. Plan it in the budget calculator.
Jobs in Massachusetts that pay about $24 an hour
Occupations whose median wage in Massachusetts is within 4% of $24 an hour, most common first. Source: BLS OEWS May 2025.
Office Clerks, General
Median $24.01 an hour in Massachusetts · 47,940 jobs
Light Truck Drivers
Median $23.13 an hour in Massachusetts · 23,350 jobs
Landscaping and Groundskeeping Workers
Median $23.40 an hour in Massachusetts · 22,880 jobs
Medical Secretaries and Administrative Assistants
Median $24.18 an hour in Massachusetts · 22,210 jobs
Medical Assistants
Median $23.78 an hour in Massachusetts · 14,880 jobs
How Massachusetts compares on $24 an hour
Massachusetts ranks 50th of 51 for take-home pay on $24 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Massachusetts |
|---|---|---|---|---|
| Massachusetts | $19.13 | $39,785 | $15.00 | — |
| Connecticut | $19.35 | $40,244 | $16.94 | +$459 a year |
| New Hampshire | $20.33 | $42,291 | $7.25 | +$2,506 a year |
| New York | $19.20 | $39,945 | $16.00 | +$160 a year |
| Rhode Island | $19.46 | $40,486 | $16.00 | +$701 a year |
| Vermont | $19.74 | $41,052 | $14.42 | +$1,267 a year |
How the federal tax on $49,920 ($24 an hour) is worked out
Taxable income is $49,920 minus the 2026 standard deduction ($16,100) = $33,820. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $21,420 | $2,570 |
| Total | $33,820 | $3,810 |
How the Massachusetts income tax on $49,920 ($24 an hour) is worked out
Taxable income is $49,920 of Massachusetts wages minus $4,400 in exemptions = $45,520.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 5% | $45,520 | $2,276 |
| Total | $45,520 | $2,276 |
Common questions
How much is $24 an hour after taxes in Massachusetts?
About $19.13 for every hour you work, or $39,785 a year at 40 hours a week ($49,920 gross). Taxes take about 20.3% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $24 an hour a week after taxes in Massachusetts?
About $765 a week at 40 hours, from $960 gross. Paid every two weeks, each paycheck is about $1,530.
How much is $24 an hour a month after taxes in Massachusetts?
About $3,315 a month at 40 hours a week, from $4,160 gross.
Is $24 an hour good pay in Massachusetts?
$24 an hour is 1.6 times Massachusetts's minimum wage of $15.00 an hour. It's about the 32nd percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 32 in 100 workers earn less. The median hourly wage for all jobs in Massachusetts is $30.57. After taxes and local prices, $39,785 a year buys about what $37,619 would at national-average prices.
Is Massachusetts a high-tax state for $24 an hour?
It ranks 50th of 51 among the 50 states and D.C. for take-home on $24 an hour. The most you'd keep is $42,291 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $38,743 in Oregon.
More hourly rates
Other hourly rates in Massachusetts
- $20 an hour in Massachusetts
- $21 an hour in Massachusetts
- $22 an hour in Massachusetts
- $23 an hour in Massachusetts
- $25 an hour in Massachusetts
- $26 an hour in Massachusetts
- $27 an hour in Massachusetts
- $28 an hour in Massachusetts
$24 an hour in every state · $45,000 a year in Massachusetts · $50,000 a year in Massachusetts · Massachusetts paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Massachusetts's income tax rules and Massachusetts's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.