Massachusetts · 2026 take-home pay

$27 an hour after taxes in Massachusetts

At $27 an hour in Massachusetts you keep about $21.37 of every hour — $855 a week, $3,705 a month or $44,458 a year full time — after 2026 federal income tax, Social Security, Medicare, Massachusetts income tax and state payroll programs. Massachusetts has a graduated income tax plus PFML (Paid Family & Medical Leave) employee share, and its minimum wage is $15.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $27 an hour goes

$27 an hour full time in Massachusetts, single filer, 2026
A yearA weekAn hour
Gross pay$56,160$1,080$27.00
Federal income tax−$4,559−$88−$2.19
Social Security (6.2%)−$3,482−$67−$1.67
Medicare (1.45%+)−$814−$16−$0.39
Massachusetts income tax−$2,588−$50−$1.24
PFML (Paid Family & Medical Leave) employee share−$258−$5−$0.12
Take-home pay$44,458$855$21.37

Effective tax rate 20.8% · federal bracket 12% · Massachusetts bracket 5%.

PFML (Paid Family & Medical Leave) employee share: 0.46% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,080.00$854.97
Every two weeks (26)$2,160.00$1,709.93
Twice a month (24)$2,340.00$1,852.43
Monthly (12)$4,680.00$3,704.85

Change hours, overtime and deductions

$27 an hour at different hours

Take-home in Massachusetts for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $27 an hour for hours over 40, as federal law requires for most hourly workers.

$27 an hour in Massachusetts: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$540$450$23,421
30 hours a week$810$653$33,944
40 hours a week$1,080$855$44,458
40 hours + 5 overtime$1,283$1,006$52,325
40 hours + 10 overtime$1,485$1,138$59,158

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $27 an hour good pay in Massachusetts?

  • Minimum wage: $27 an hour is 1.8 times Massachusetts's minimum wage of $15.00 an hour.
  • Among Massachusetts workers: It's about the 40th percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 40 in 100 workers earn less. The median is $30.57 an hour.
  • Local prices: Massachusetts's price level is 105.8% of the U.S. average (BEA Regional Price Parities), so $44,458 a year buys about what $42,038 would at national-average prices.
  • Rent: the 30% rule points to about $1,404 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,852 a month for needs, $1,111 for wants and $741 for savings. Plan it in the budget calculator.

Jobs in Massachusetts that pay about $27 an hour

Occupations whose median wage in Massachusetts is within 4% of $27 an hour, most common first. Source: BLS OEWS May 2025.

How Massachusetts compares on $27 an hour

Massachusetts ranks 50th of 51 for take-home pay on $27 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $27 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Massachusetts
Massachusetts$21.37$44,458$15.00—
Connecticut$21.60$44,919$16.94+$461 a year
New Hampshire$22.74$47,305$7.25+$2,847 a year
New York$21.44$44,595$16.00+$137 a year
Rhode Island$21.73$45,198$16.00+$740 a year
Vermont$22.05$45,857$14.42+$1,399 a year

How the federal tax on $56,160 ($27 an hour) is worked out

Taxable income is $56,160 minus the 2026 standard deduction ($16,100) = $40,060. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$27,660$3,319
Total$40,060$4,559

How the Massachusetts income tax on $56,160 ($27 an hour) is worked out

Taxable income is $56,160 of Massachusetts wages minus $4,400 in exemptions = $51,760.

Massachusetts income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
5%$51,760$2,588
Total$51,760$2,588

Common questions

How much is $27 an hour after taxes in Massachusetts?

About $21.37 for every hour you work, or $44,458 a year at 40 hours a week ($56,160 gross). Taxes take about 20.8% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $27 an hour a week after taxes in Massachusetts?

About $855 a week at 40 hours, from $1,080 gross. Paid every two weeks, each paycheck is about $1,710.

How much is $27 an hour a month after taxes in Massachusetts?

About $3,705 a month at 40 hours a week, from $4,680 gross.

Is $27 an hour good pay in Massachusetts?

$27 an hour is 1.8 times Massachusetts's minimum wage of $15.00 an hour. It's about the 40th percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 40 in 100 workers earn less. The median hourly wage for all jobs in Massachusetts is $30.57. After taxes and local prices, $44,458 a year buys about what $42,038 would at national-average prices.

Is Massachusetts a high-tax state for $27 an hour?

It ranks 50th of 51 among the 50 states and D.C. for take-home on $27 an hour. The most you'd keep is $47,305 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $43,233 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Massachusetts's income tax rules and Massachusetts's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.