Massachusetts · 2026 take-home pay

$25 an hour after taxes in Massachusetts

At $25 an hour in Massachusetts you keep about $19.88 of every hour — $795 a week, $3,445 a month or $41,343 a year full time — after 2026 federal income tax, Social Security, Medicare, Massachusetts income tax and state payroll programs. Massachusetts has a graduated income tax plus PFML (Paid Family & Medical Leave) employee share, and its minimum wage is $15.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $25 an hour goes

$25 an hour full time in Massachusetts, single filer, 2026
A yearA weekAn hour
Gross pay$52,000$1,000$25.00
Federal income tax−$4,060−$78−$1.95
Social Security (6.2%)−$3,224−$62−$1.55
Medicare (1.45%+)−$754−$15−$0.36
Massachusetts income tax−$2,380−$46−$1.14
PFML (Paid Family & Medical Leave) employee share−$239−$5−$0.12
Take-home pay$41,343$795$19.88

Effective tax rate 20.5% · federal bracket 12% · Massachusetts bracket 5%.

PFML (Paid Family & Medical Leave) employee share: 0.46% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,000.00$795.05
Every two weeks (26)$2,000.00$1,590.11
Twice a month (24)$2,166.67$1,722.62
Monthly (12)$4,333.33$3,445.23

Change hours, overtime and deductions

$25 an hour at different hours

Take-home in Massachusetts for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $25 an hour for hours over 40, as federal law requires for most hourly workers.

$25 an hour in Massachusetts: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$500$420$21,821
30 hours a week$750$608$31,607
40 hours a week$1,000$795$41,343
40 hours + 5 overtime$1,188$935$48,645
40 hours + 10 overtime$1,375$1,066$55,446

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $25 an hour good pay in Massachusetts?

  • Minimum wage: $25 an hour is 1.7 times Massachusetts's minimum wage of $15.00 an hour.
  • Among Massachusetts workers: It's about the 35th percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 35 in 100 workers earn less. The median is $30.57 an hour.
  • Local prices: Massachusetts's price level is 105.8% of the U.S. average (BEA Regional Price Parities), so $41,343 a year buys about what $39,092 would at national-average prices.
  • Rent: the 30% rule points to about $1,300 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,723 a month for needs, $1,034 for wants and $689 for savings. Plan it in the budget calculator.

Jobs in Massachusetts that pay about $25 an hour

Occupations whose median wage in Massachusetts is within 4% of $25 an hour, most common first. Source: BLS OEWS May 2025.

How Massachusetts compares on $25 an hour

Massachusetts ranks 50th of 51 for take-home pay on $25 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $25 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Massachusetts
Massachusetts$19.88$41,343$15.00—
Connecticut$20.10$41,803$16.94+$460 a year
New Hampshire$21.14$43,962$7.25+$2,619 a year
New York$19.95$41,495$16.00+$152 a year
Rhode Island$20.22$42,057$16.00+$714 a year
Vermont$20.51$42,654$14.42+$1,311 a year

How the federal tax on $52,000 ($25 an hour) is worked out

Taxable income is $52,000 minus the 2026 standard deduction ($16,100) = $35,900. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$23,500$2,820
Total$35,900$4,060

How the Massachusetts income tax on $52,000 ($25 an hour) is worked out

Taxable income is $52,000 of Massachusetts wages minus $4,400 in exemptions = $47,600.

Massachusetts income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
5%$47,600$2,380
Total$47,600$2,380

Common questions

How much is $25 an hour after taxes in Massachusetts?

About $19.88 for every hour you work, or $41,343 a year at 40 hours a week ($52,000 gross). Taxes take about 20.5% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $25 an hour a week after taxes in Massachusetts?

About $795 a week at 40 hours, from $1,000 gross. Paid every two weeks, each paycheck is about $1,590.

How much is $25 an hour a month after taxes in Massachusetts?

About $3,445 a month at 40 hours a week, from $4,333 gross.

Is $25 an hour good pay in Massachusetts?

$25 an hour is 1.7 times Massachusetts's minimum wage of $15.00 an hour. It's about the 35th percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 35 in 100 workers earn less. The median hourly wage for all jobs in Massachusetts is $30.57. After taxes and local prices, $41,343 a year buys about what $39,092 would at national-average prices.

Is Massachusetts a high-tax state for $25 an hour?

It ranks 50th of 51 among the 50 states and D.C. for take-home on $25 an hour. The most you'd keep is $43,962 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $40,240 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Massachusetts's income tax rules and Massachusetts's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.