Iowa · 2026 take-home pay

$16 an hour after taxes in Iowa

At $16 an hour in Iowa you keep about $13.61 of every hour — $544 a week, $2,359 a month or $28,308 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $16 an hour goes

$16 an hour full time in Iowa, single filer, 2026
A yearA weekAn hour
Gross pay$33,280$640$16.00
Federal income tax−$1,814−$35−$0.87
Social Security (6.2%)−$2,063−$40−$0.99
Medicare (1.45%+)−$483−$9−$0.23
Iowa income tax−$613−$12−$0.29
Take-home pay$28,308$544$13.61

Effective tax rate 14.9% · federal bracket 12% · Iowa bracket 3.8%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$640.00$544.38
Every two weeks (26)$1,280.00$1,088.76
Twice a month (24)$1,386.67$1,179.49
Monthly (12)$2,773.33$2,358.97

Change hours, overtime and deductions

$16 an hour at different hours

Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $16 an hour for hours over 40, as federal law requires for most hourly workers.

$16 an hour in Iowa: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$320$294$15,313
30 hours a week$480$421$21,868
40 hours a week$640$544$28,308
40 hours + 5 overtime$760$636$33,084
40 hours + 10 overtime$880$728$37,861

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $16 an hour good pay in Iowa?

  • Minimum wage: $16 an hour is 2.2 times Iowa's minimum wage of $7.25 an hour.
  • Among Iowa workers: It's about the 19th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 19 in 100 workers earn less. The median is $23.34 an hour.
  • Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $28,308 a year buys about what $32,255 would at national-average prices.
  • Rent: the 30% rule points to about $832 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,179 a month for needs, $708 for wants and $472 for savings. Plan it in the budget calculator.

Jobs in Iowa that pay about $16 an hour

Occupations whose median wage in Iowa is within 4% of $16 an hour, most common first. Source: BLS OEWS May 2025.

How Iowa compares on $16 an hour

Iowa ranks 17th of 51 for take-home pay on $16 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $16 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Iowa
Iowa$13.61$28,308$7.25—
Illinois$13.18$27,418$15.00−$890 a year
Minnesota$13.37$27,812$11.41−$496 a year
Missouri$13.60$28,294$15.00−$14 a year
Nebraska$13.60$28,282$15.00−$26 a year
South Dakota$13.90$28,920$11.85+$612 a year
Wisconsin$13.54$28,168$7.25−$140 a year

How the federal tax on $33,280 ($16 an hour) is worked out

Taxable income is $33,280 minus the 2026 standard deduction ($16,100) = $17,180. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$4,780$574
Total$17,180$1,814

How the Iowa income tax on $33,280 ($16 an hour) is worked out

Taxable income is $33,280 of Iowa wages minus $16,100 standard deduction = $17,180.

Iowa income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.8%$17,180$653
Personal credits—−$40
Total$17,180$613

Common questions

How much is $16 an hour after taxes in Iowa?

About $13.61 for every hour you work, or $28,308 a year at 40 hours a week ($33,280 gross). Taxes take about 14.9% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $16 an hour a week after taxes in Iowa?

About $544 a week at 40 hours, from $640 gross. Paid every two weeks, each paycheck is about $1,089.

How much is $16 an hour a month after taxes in Iowa?

About $2,359 a month at 40 hours a week, from $2,773 gross.

Is $16 an hour good pay in Iowa?

$16 an hour is 2.2 times Iowa's minimum wage of $7.25 an hour. It's about the 19th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 19 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $28,308 a year buys about what $32,255 would at national-average prices.

Is Iowa a high-tax state for $16 an hour?

It ranks 17th of 51 among the 50 states and D.C. for take-home on $16 an hour. The most you'd keep is $28,920 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $26,771 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.