Iowa · 2026 take-home pay

$13 an hour after taxes in Iowa

At $13 an hour in Iowa you keep about $11.30 of every hour — $452 a week, $1,958 a month or $23,502 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $13 an hour goes

$13 an hour full time in Iowa, single filer, 2026
A yearA weekAn hour
Gross pay$27,040$520$13.00
Federal income tax−$1,094−$21−$0.53
Social Security (6.2%)−$1,676−$32−$0.81
Medicare (1.45%+)−$392−$8−$0.19
Iowa income tax−$376−$7−$0.18
Take-home pay$23,502$452$11.30

Effective tax rate 13.1% · federal bracket 10% · Iowa bracket 3.8%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$520.00$451.96
Every two weeks (26)$1,040.00$903.91
Twice a month (24)$1,126.67$979.24
Monthly (12)$2,253.33$1,958.48

Change hours, overtime and deductions

$13 an hour at different hours

Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $13 an hour for hours over 40, as federal law requires for most hourly workers.

$13 an hour in Iowa: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$260$240$12,486
30 hours a week$390$350$18,192
40 hours a week$520$452$23,502
40 hours + 5 overtime$618$527$27,412
40 hours + 10 overtime$715$602$31,293

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $13 an hour good pay in Iowa?

  • Minimum wage: $13 an hour is 1.8 times Iowa's minimum wage of $7.25 an hour.
  • Among Iowa workers: It's below the 10th percentile of hourly pay in Iowa (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $23.34 an hour.
  • Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $23,502 a year buys about what $26,779 would at national-average prices.
  • Rent: the 30% rule points to about $676 a month. Check it with your debts.
  • A 50/30/20 budget: about $979 a month for needs, $588 for wants and $392 for savings. Plan it in the budget calculator.

Jobs in Iowa that pay about $13 an hour

Occupations whose median wage in Iowa is within 4% of $13 an hour, most common first. Source: BLS OEWS May 2025.

How Iowa compares on $13 an hour

Iowa ranks 19th of 51 for take-home pay on $13 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $13 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Iowa
Iowa$11.30$23,502$7.25—
Illinois$10.91$22,684$15.00−$818 a year
Minnesota$11.12$23,130$11.41−$372 a year
Missouri$11.32$23,544$15.00+$42 a year
Nebraska$11.28$23,458$15.00−$44 a year
South Dakota$11.48$23,877$11.85+$375 a year
Wisconsin$11.26$23,415$7.25−$87 a year

How the federal tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 minus the 2026 standard deduction ($16,100) = $10,940. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$10,940$1,094
Total$10,940$1,094

How the Iowa income tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 of Iowa wages minus $16,100 standard deduction = $10,940.

Iowa income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.8%$10,940$416
Personal credits—−$40
Total$10,940$376

Common questions

How much is $13 an hour after taxes in Iowa?

About $11.30 for every hour you work, or $23,502 a year at 40 hours a week ($27,040 gross). Taxes take about 13.1% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $13 an hour a week after taxes in Iowa?

About $452 a week at 40 hours, from $520 gross. Paid every two weeks, each paycheck is about $904.

How much is $13 an hour a month after taxes in Iowa?

About $1,958 a month at 40 hours a week, from $2,253 gross.

Is $13 an hour good pay in Iowa?

$13 an hour is 1.8 times Iowa's minimum wage of $7.25 an hour. It's below the 10th percentile of hourly pay in Iowa (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $23,502 a year buys about what $26,779 would at national-average prices.

Is Iowa a high-tax state for $13 an hour?

It ranks 19th of 51 among the 50 states and D.C. for take-home on $13 an hour. The most you'd keep is $23,877 a year, in 9 places including Florida, North Dakota, New Hampshire; the least, $22,255 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.