Iowa · 2026 take-home pay

$14 an hour after taxes in Iowa

At $14 an hour in Iowa you keep about $12.08 of every hour — $483 a week, $2,094 a month or $25,123 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $14 an hour goes

$14 an hour full time in Iowa, single filer, 2026
A yearA weekAn hour
Gross pay$29,120$560$14.00
Federal income tax−$1,314−$25−$0.63
Social Security (6.2%)−$1,805−$35−$0.87
Medicare (1.45%+)−$422−$8−$0.20
Iowa income tax−$455−$9−$0.22
Take-home pay$25,123$483$12.08

Effective tax rate 13.7% · federal bracket 12% · Iowa bracket 3.8%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$560.00$483.14
Every two weeks (26)$1,120.00$966.28
Twice a month (24)$1,213.33$1,046.80
Monthly (12)$2,426.67$2,093.60

Change hours, overtime and deductions

$14 an hour at different hours

Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $14 an hour for hours over 40, as federal law requires for most hourly workers.

$14 an hour in Iowa: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$280$259$13,446
30 hours a week$420$373$19,417
40 hours a week$560$483$25,123
40 hours + 5 overtime$665$564$29,303
40 hours + 10 overtime$770$644$33,482

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $14 an hour good pay in Iowa?

  • Minimum wage: $14 an hour is 1.9 times Iowa's minimum wage of $7.25 an hour.
  • Among Iowa workers: It's about the 10th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 10 in 100 workers earn less. The median is $23.34 an hour.
  • Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $25,123 a year buys about what $28,626 would at national-average prices.
  • Rent: the 30% rule points to about $728 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,047 a month for needs, $628 for wants and $419 for savings. Plan it in the budget calculator.

Jobs in Iowa that pay about $14 an hour

Occupations whose median wage in Iowa is within 4% of $14 an hour, most common first. Source: BLS OEWS May 2025.

Cashiers

Median $13.93 an hour in Iowa · 41,450 jobs

How Iowa compares on $14 an hour

Iowa ranks 18th of 51 for take-home pay on $14 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $14 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Iowa
Iowa$12.08$25,123$7.25—
Illinois$11.67$24,281$15.00−$842 a year
Minnesota$11.88$24,710$11.41−$413 a year
Missouri$12.09$25,147$15.00+$24 a year
Nebraska$12.06$25,086$15.00−$37 a year
South Dakota$12.30$25,578$11.85+$455 a year
Wisconsin$12.03$25,030$7.25−$93 a year

How the federal tax on $29,120 ($14 an hour) is worked out

Taxable income is $29,120 minus the 2026 standard deduction ($16,100) = $13,020. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$620$74
Total$13,020$1,314

How the Iowa income tax on $29,120 ($14 an hour) is worked out

Taxable income is $29,120 of Iowa wages minus $16,100 standard deduction = $13,020.

Iowa income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.8%$13,020$495
Personal credits—−$40
Total$13,020$455

Common questions

How much is $14 an hour after taxes in Iowa?

About $12.08 for every hour you work, or $25,123 a year at 40 hours a week ($29,120 gross). Taxes take about 13.7% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $14 an hour a week after taxes in Iowa?

About $483 a week at 40 hours, from $560 gross. Paid every two weeks, each paycheck is about $966.

How much is $14 an hour a month after taxes in Iowa?

About $2,094 a month at 40 hours a week, from $2,427 gross.

Is $14 an hour good pay in Iowa?

$14 an hour is 1.9 times Iowa's minimum wage of $7.25 an hour. It's about the 10th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 10 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $25,123 a year buys about what $28,626 would at national-average prices.

Is Iowa a high-tax state for $14 an hour?

It ranks 18th of 51 among the 50 states and D.C. for take-home on $14 an hour. The most you'd keep is $25,578 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $23,778 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.