Plumbers, Pipefitters, and Steamfitters
Median $45.39 an hour in Minnesota · 10,720 jobs
Minnesota · 2026 take-home pay
$45 an hour after taxes in Minnesota
At $45 an hour in Minnesota you keep about $33.38 of every hour — $1,335 a week, $5,785 a month or $69,424 a year full time — after 2026 federal income tax, Social Security, Medicare, Minnesota income tax and state payroll programs. Minnesota has a graduated income tax plus Minnesota Paid Leave (employee share) — new Jan 1, 2026, and its minimum wage is $11.41 an hour.
Where $45 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $93,600 | $1,800 | $45.00 |
| Federal income tax | −$11,762 | −$226 | −$5.65 |
| Social Security (6.2%) | −$5,803 | −$112 | −$2.79 |
| Medicare (1.45%+) | −$1,357 | −$26 | −$0.65 |
| Minnesota income tax | −$4,841 | −$93 | −$2.33 |
| Minnesota Paid Leave (employee share) — new Jan 1, 2026 | −$412 | −$8 | −$0.20 |
| Take-home pay | $69,424 | $1,335 | $33.38 |
Effective tax rate 25.8% · federal bracket 22% · Minnesota bracket 6.8%.
Minnesota Paid Leave (employee share) — new Jan 1, 2026: 0.44% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,800.00 | $1,335.08 |
| Every two weeks (26) | $3,600.00 | $2,670.17 |
| Twice a month (24) | $3,900.00 | $2,892.68 |
| Monthly (12) | $7,800.00 | $5,785.36 |
$45 an hour at different hours
Take-home in Minnesota for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $45 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $900 | $729 | $37,893 |
| 30 hours a week | $1,350 | $1,051 | $54,657 |
| 40 hours a week | $1,800 | $1,335 | $69,424 |
| 40 hours + 5 overtime | $2,138 | $1,548 | $80,500 |
| 40 hours + 10 overtime | $2,475 | $1,758 | $91,396 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $45 an hour good pay in Minnesota?
- Minimum wage: $45 an hour is 3.9 times Minnesota's minimum wage of $11.41 an hour. Minneapolis and St. Paul set higher minimums.
- Among Minnesota workers: It's about the 79th percentile of hourly pay in Minnesota (BLS, May 2025) — roughly 79 in 100 workers earn less. The median is $27.36 an hour.
- Local prices: Minnesota's price level is 98.6% of the U.S. average (BEA Regional Price Parities), so $69,424 a year buys about what $70,395 would at national-average prices.
- Rent: the 30% rule points to about $2,340 a month. Check it with your debts.
- A 50/30/20 budget: about $2,893 a month for needs, $1,736 for wants and $1,157 for savings. Plan it in the budget calculator.
Jobs in Minnesota that pay about $45 an hour
Occupations whose median wage in Minnesota is within 4% of $45 an hour, most common first. Source: BLS OEWS May 2025.
Medical Scientists, Except Epidemiologists
Median $43.25 an hour in Minnesota · 6,760 jobs
Loan Officers
Median $45.76 an hour in Minnesota · 6,430 jobs
Computer Occupations, All Other
Median $44.11 an hour in Minnesota · 4,180 jobs
Occupational Therapists
Median $44.74 an hour in Minnesota · 3,670 jobs
Occupational Health and Safety Specialists
Median $46.63 an hour in Minnesota · 2,460 jobs
How Minnesota compares on $45 an hour
Minnesota ranks 48th of 51 for take-home pay on $45 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Minnesota |
|---|---|---|---|---|
| Minnesota | $33.38 | $69,424 | $11.41 | — |
| Iowa | $34.51 | $71,773 | $7.25 | +$2,349 a year |
| North Dakota | $35.63 | $74,112 | $7.25 | +$4,688 a year |
| South Dakota | $35.90 | $74,678 | $11.85 | +$5,254 a year |
| Wisconsin | $33.96 | $70,630 | $7.25 | +$1,206 a year |
How the federal tax on $93,600 ($45 an hour) is worked out
Taxable income is $93,600 minus the 2026 standard deduction ($16,100) = $77,500. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $27,100 | $5,962 |
| Total | $77,500 | $11,762 |
How the Minnesota income tax on $93,600 ($45 an hour) is worked out
Taxable income is $93,600 of Minnesota wages minus $15,300 standard deduction = $78,300.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 5.35% | $33,310 | $1,782 |
| 6.8% | $44,990 | $3,059 |
| Total | $78,300 | $4,841 |
Common questions
How much is $45 an hour after taxes in Minnesota?
About $33.38 for every hour you work, or $69,424 a year at 40 hours a week ($93,600 gross). Taxes take about 25.8% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $45 an hour a week after taxes in Minnesota?
About $1,335 a week at 40 hours, from $1,800 gross. Paid every two weeks, each paycheck is about $2,670.
How much is $45 an hour a month after taxes in Minnesota?
About $5,785 a month at 40 hours a week, from $7,800 gross.
Is $45 an hour good pay in Minnesota?
$45 an hour is 3.9 times Minnesota's minimum wage of $11.41 an hour. It's about the 79th percentile of hourly pay in Minnesota (BLS, May 2025) — roughly 79 in 100 workers earn less. The median hourly wage for all jobs in Minnesota is $27.36. After taxes and local prices, $69,424 a year buys about what $70,395 would at national-average prices.
Is Minnesota a high-tax state for $45 an hour?
It ranks 48th of 51 among the 50 states and D.C. for take-home on $45 an hour. The most you'd keep is $74,678 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $67,435 in Oregon.
More hourly rates
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Minnesota's income tax rules and Minnesota's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.