Minnesota · 2026 take-home pay

$38 an hour after taxes in Minnesota

At $38 an hour in Minnesota you keep about $28.96 of every hour — $1,158 a week, $5,020 a month or $60,236 a year full time — after 2026 federal income tax, Social Security, Medicare, Minnesota income tax and state payroll programs. Minnesota has a graduated income tax plus Minnesota Paid Leave (employee share) — new Jan 1, 2026, and its minimum wage is $11.41 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $38 an hour goes

$38 an hour full time in Minnesota, single filer, 2026
A yearA weekAn hour
Gross pay$79,040$1,520$38.00
Federal income tax−$8,559−$165−$4.11
Social Security (6.2%)−$4,900−$94−$2.36
Medicare (1.45%+)−$1,146−$22−$0.55
Minnesota income tax−$3,851−$74−$1.85
Minnesota Paid Leave (employee share) — new Jan 1, 2026−$348−$7−$0.17
Take-home pay$60,236$1,158$28.96

Effective tax rate 23.8% · federal bracket 22% · Minnesota bracket 6.8%.

Minnesota Paid Leave (employee share) — new Jan 1, 2026: 0.44% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,520.00$1,158.38
Every two weeks (26)$3,040.00$2,316.75
Twice a month (24)$3,293.33$2,509.81
Monthly (12)$6,586.67$5,019.63

Change hours, overtime and deductions

$38 an hour at different hours

Take-home in Minnesota for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $38 an hour for hours over 40, as federal law requires for most hourly workers.

$38 an hour in Minnesota: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$760$624$32,465
30 hours a week$1,140$905$47,043
40 hours a week$1,520$1,158$60,236
40 hours + 5 overtime$1,805$1,338$69,588
40 hours + 10 overtime$2,090$1,518$78,941

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $38 an hour good pay in Minnesota?

  • Minimum wage: $38 an hour is 3.3 times Minnesota's minimum wage of $11.41 an hour. Minneapolis and St. Paul set higher minimums.
  • Among Minnesota workers: It's about the 72nd percentile of hourly pay in Minnesota (BLS, May 2025) — roughly 72 in 100 workers earn less. The median is $27.36 an hour.
  • Local prices: Minnesota's price level is 98.6% of the U.S. average (BEA Regional Price Parities), so $60,236 a year buys about what $61,078 would at national-average prices.
  • Rent: the 30% rule points to about $1,976 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,510 a month for needs, $1,506 for wants and $1,004 for savings. Plan it in the budget calculator.

Jobs in Minnesota that pay about $38 an hour

Occupations whose median wage in Minnesota is within 4% of $38 an hour, most common first. Source: BLS OEWS May 2025.

Electricians

Median $37.58 an hour in Minnesota · 14,350 jobs

How Minnesota compares on $38 an hour

Minnesota ranks 49th of 51 for take-home pay on $38 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $38 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Minnesota
Minnesota$28.96$60,236$11.41—
Iowa$29.85$62,083$7.25+$1,847 a year
North Dakota$30.84$64,153$7.25+$3,917 a year
South Dakota$30.98$64,435$11.85+$4,199 a year
Wisconsin$29.45$61,251$7.25+$1,015 a year

How the federal tax on $79,040 ($38 an hour) is worked out

Taxable income is $79,040 minus the 2026 standard deduction ($16,100) = $62,940. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$38,000$4,560
22%$12,540$2,759
Total$62,940$8,559

How the Minnesota income tax on $79,040 ($38 an hour) is worked out

Taxable income is $79,040 of Minnesota wages minus $15,300 standard deduction = $63,740.

Minnesota income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
5.35%$33,310$1,782
6.8%$30,430$2,069
Total$63,740$3,851

Common questions

How much is $38 an hour after taxes in Minnesota?

About $28.96 for every hour you work, or $60,236 a year at 40 hours a week ($79,040 gross). Taxes take about 23.8% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $38 an hour a week after taxes in Minnesota?

About $1,158 a week at 40 hours, from $1,520 gross. Paid every two weeks, each paycheck is about $2,317.

How much is $38 an hour a month after taxes in Minnesota?

About $5,020 a month at 40 hours a week, from $6,587 gross.

Is $38 an hour good pay in Minnesota?

$38 an hour is 3.3 times Minnesota's minimum wage of $11.41 an hour. It's about the 72nd percentile of hourly pay in Minnesota (BLS, May 2025) — roughly 72 in 100 workers earn less. The median hourly wage for all jobs in Minnesota is $27.36. After taxes and local prices, $60,236 a year buys about what $61,078 would at national-average prices.

Is Minnesota a high-tax state for $38 an hour?

It ranks 49th of 51 among the 50 states and D.C. for take-home on $38 an hour. The most you'd keep is $64,435 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $58,551 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Minnesota's income tax rules and Minnesota's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.