New Jersey · 2026 take-home pay

$19 an hour after taxes in New Jersey

At $19 an hour in New Jersey you keep about $15.83 of every hour — $633 a week, $2,745 a month or $32,935 a year full time — after 2026 federal income tax, Social Security, Medicare, New Jersey income tax and state payroll programs. New Jersey has a graduated income tax plus TDI, FLI, UI (Unemployment Insurance) employee share and WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share, and its minimum wage is $15.92 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $19 an hour goes

$19 an hour full time in New Jersey, single filer, 2026
A yearA weekAn hour
Gross pay$39,520$760$19.00
Federal income tax−$2,562−$49−$1.23
Social Security (6.2%)−$2,450−$47−$1.18
Medicare (1.45%+)−$573−$11−$0.28
New Jersey income tax−$666−$13−$0.32
TDI (Temporary Disability Insurance)−$75−$1−$0.04
FLI (Family Leave Insurance)−$91−$2−$0.04
UI (Unemployment Insurance) employee share−$151−$3−$0.07
WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share−$17−$0−$0.01
Take-home pay$32,935$633$15.83

Effective tax rate 16.7% · federal bracket 12% · New Jersey bracket 3.5%.

TDI (Temporary Disability Insurance): 0.19% of wages · FLI (Family Leave Insurance): 0.23% of wages · UI (Unemployment Insurance) employee share: 0.38% of wages · WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share: 0.04% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$760.00$633.36
Every two weeks (26)$1,520.00$1,266.72
Twice a month (24)$1,646.67$1,372.28
Monthly (12)$3,293.33$2,744.56

Change hours, overtime and deductions

$19 an hour at different hours

Take-home in New Jersey for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $19 an hour for hours over 40, as federal law requires for most hourly workers.

$19 an hour in New Jersey: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$380$336$17,453
30 hours a week$570$487$25,314
40 hours a week$760$633$32,935
40 hours + 5 overtime$903$740$38,456
40 hours + 10 overtime$1,045$846$43,969

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $19 an hour good pay in New Jersey?

  • Minimum wage: $19 an hour is 1.2 times New Jersey's minimum wage of $15.92 an hour. $15.23 for employers with fewer than 6 employees and for seasonal work.
  • Among New Jersey workers: It's about the 25th percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 25 in 100 workers earn less. The median is $28.16 an hour.
  • Local prices: New Jersey's price level is 108.8% of the U.S. average (BEA Regional Price Parities), so $32,935 a year buys about what $30,269 would at national-average prices.
  • Rent: the 30% rule points to about $988 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,372 a month for needs, $823 for wants and $549 for savings. Plan it in the budget calculator.

Jobs in New Jersey that pay about $19 an hour

Occupations whose median wage in New Jersey is within 4% of $19 an hour, most common first. Source: BLS OEWS May 2025.

How New Jersey compares on $19 an hour

New Jersey ranks 23rd of 51 for take-home pay on $19 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $19 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs New Jersey
New Jersey$15.83$32,935$15.92—
Delaware$15.51$32,260$15.00−$675 a year
New York$15.48$32,195$16.00−$740 a year
Pennsylvania$15.72$32,693$7.25−$242 a year

How the federal tax on $39,520 ($19 an hour) is worked out

Taxable income is $39,520 minus the 2026 standard deduction ($16,100) = $23,420. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$11,020$1,322
Total$23,420$2,562

How the New Jersey income tax on $39,520 ($19 an hour) is worked out

Taxable income is $39,520 of New Jersey wages minus $1,000 in exemptions = $38,520.

New Jersey income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
1.4%$20,000$280
1.75%$15,000$263
3.5%$3,520$123
Total$38,520$666

Common questions

How much is $19 an hour after taxes in New Jersey?

About $15.83 for every hour you work, or $32,935 a year at 40 hours a week ($39,520 gross). Taxes take about 16.7% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $19 an hour a week after taxes in New Jersey?

About $633 a week at 40 hours, from $760 gross. Paid every two weeks, each paycheck is about $1,267.

How much is $19 an hour a month after taxes in New Jersey?

About $2,745 a month at 40 hours a week, from $3,293 gross.

Is $19 an hour good pay in New Jersey?

$19 an hour is 1.2 times New Jersey's minimum wage of $15.92 an hour. It's about the 25th percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 25 in 100 workers earn less. The median hourly wage for all jobs in New Jersey is $28.16. After taxes and local prices, $32,935 a year buys about what $30,269 would at national-average prices.

Is New Jersey a high-tax state for $19 an hour?

It ranks 23rd of 51 among the 50 states and D.C. for take-home on $19 an hour. The most you'd keep is $33,934 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $31,261 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New Jersey's income tax rules and New Jersey's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.