New Jersey · 2026 take-home pay

$17 an hour after taxes in New Jersey

At $17 an hour in New Jersey you keep about $14.31 of every hour — $572 a week, $2,480 a month or $29,762 a year full time — after 2026 federal income tax, Social Security, Medicare, New Jersey income tax and state payroll programs. New Jersey has a graduated income tax plus TDI, FLI, UI (Unemployment Insurance) employee share and WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share, and its minimum wage is $15.92 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $17 an hour goes

$17 an hour full time in New Jersey, single filer, 2026
A yearA weekAn hour
Gross pay$35,360$680$17.00
Federal income tax−$2,063−$40−$0.99
Social Security (6.2%)−$2,192−$42−$1.05
Medicare (1.45%+)−$513−$10−$0.25
New Jersey income tax−$531−$10−$0.26
TDI (Temporary Disability Insurance)−$67−$1−$0.03
FLI (Family Leave Insurance)−$81−$2−$0.04
UI (Unemployment Insurance) employee share−$135−$3−$0.07
WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share−$15−$0−$0.01
Take-home pay$29,762$572$14.31

Effective tax rate 15.8% · federal bracket 12% · New Jersey bracket 1.75%.

TDI (Temporary Disability Insurance): 0.19% of wages · FLI (Family Leave Insurance): 0.23% of wages · UI (Unemployment Insurance) employee share: 0.38% of wages · WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share: 0.04% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$680.00$572.34
Every two weeks (26)$1,360.00$1,144.68
Twice a month (24)$1,473.33$1,240.07
Monthly (12)$2,946.67$2,480.14

Change hours, overtime and deductions

$17 an hour at different hours

Take-home in New Jersey for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $17 an hour for hours over 40, as federal law requires for most hourly workers.

$17 an hour in New Jersey: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$340$304$15,787
30 hours a week$510$439$22,849
40 hours a week$680$572$29,762
40 hours + 5 overtime$808$669$34,792
40 hours + 10 overtime$935$764$39,713

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $17 an hour good pay in New Jersey?

  • Minimum wage: $17 an hour is 1.1 times New Jersey's minimum wage of $15.92 an hour. $15.23 for employers with fewer than 6 employees and for seasonal work.
  • Among New Jersey workers: It's about the 13th percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 13 in 100 workers earn less. The median is $28.16 an hour.
  • Local prices: New Jersey's price level is 108.8% of the U.S. average (BEA Regional Price Parities), so $29,762 a year buys about what $27,353 would at national-average prices.
  • Rent: the 30% rule points to about $884 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,240 a month for needs, $744 for wants and $496 for savings. Plan it in the budget calculator.

Jobs in New Jersey that pay about $17 an hour

Occupations whose median wage in New Jersey is within 4% of $17 an hour, most common first. Source: BLS OEWS May 2025.

Cashiers

Median $16.63 an hour in New Jersey · 107,680 jobs

How New Jersey compares on $17 an hour

New Jersey ranks 23rd of 51 for take-home pay on $17 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $17 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs New Jersey
New Jersey$14.31$29,762$15.92—
Delaware$14.02$29,165$15.00−$597 a year
New York$13.99$29,095$16.00−$667 a year
Pennsylvania$14.17$29,481$7.25−$281 a year

How the federal tax on $35,360 ($17 an hour) is worked out

Taxable income is $35,360 minus the 2026 standard deduction ($16,100) = $19,260. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$6,860$823
Total$19,260$2,063

How the New Jersey income tax on $35,360 ($17 an hour) is worked out

Taxable income is $35,360 of New Jersey wages minus $1,000 in exemptions = $34,360.

New Jersey income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
1.4%$20,000$280
1.75%$14,360$251
Total$34,360$531

Common questions

How much is $17 an hour after taxes in New Jersey?

About $14.31 for every hour you work, or $29,762 a year at 40 hours a week ($35,360 gross). Taxes take about 15.8% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $17 an hour a week after taxes in New Jersey?

About $572 a week at 40 hours, from $680 gross. Paid every two weeks, each paycheck is about $1,145.

How much is $17 an hour a month after taxes in New Jersey?

About $2,480 a month at 40 hours a week, from $2,947 gross.

Is $17 an hour good pay in New Jersey?

$17 an hour is 1.1 times New Jersey's minimum wage of $15.92 an hour. It's about the 13th percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 13 in 100 workers earn less. The median hourly wage for all jobs in New Jersey is $28.16. After taxes and local prices, $29,762 a year buys about what $27,353 would at national-average prices.

Is New Jersey a high-tax state for $17 an hour?

It ranks 23rd of 51 among the 50 states and D.C. for take-home on $17 an hour. The most you'd keep is $30,592 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $28,267 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New Jersey's income tax rules and New Jersey's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.