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Calendar · 2026–2027

2026–2027 Tax & Money Calendar

Every federal tax deadline, retirement-account cutoff and health enrollment window from now to January 2028, with the weekend and holiday shifts worked out. Pick what applies to you, then add it to Google, Apple or Outlook calendar.

By Work & Money Editorial Team · Last reviewed October 19, 2026 · Calculation calendar.money v1.0.0

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Most Social Security is paid on a Wednesday set by the birth date of the worker whose record it's on; benefits that started before May 1997, or paid with SSI, come on the 3rd.

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Next on the calendar

HealthCare.gov open enrollment for 2027 begins

November 1, 2026

January 2026

  1. Thu1

    Medicare Advantage open enrollment begins (through March 31)

    If you're in a Medicare Advantage plan, you can switch to another Advantage plan or go back to Original Medicare (and join a drug plan) once between January 1 and March 31. Medicare's General Enrollment Period, for people who missed signing up for Part B, runs on the same dates.

    Health coverage Compare Medicare costs Add to Google Calendar

  2. Mon12

    Report December tips to your employer

    If you received $20 or more in tips in December 2025, report them to your employer (Form 4070 or your employer's system) by today. (January 10 falls on a weekend or holiday, so it moves to the next business day.)

    Tax No tax on tips: your deduction Add to Google Calendar

  3. Thu15

    4th-quarter 2025 estimated tax payment due

    Last estimated payment for 2025 income that has no withholding (self-employment, side gigs, investments). You can skip it if you file your 2025 return and pay in full by February 2, 2026.

    Tax Work out the payment Add to Google Calendar

February 2026

  1. Mon2

    File and pay 2025 taxes now instead of the January payment

    If you skipped the January 15 estimated payment, filing your 2025 Form 1040 and paying everything you owe by today avoids the late-payment penalty for that installment.

    Tax Add to Google Calendar

  2. Mon2

    W-2s and most 1099s for 2025 due to you

    Employers must send Form W-2, and banks and clients most Forms 1099 (interest, contract pay), by this date. Brokers' combined statements (1099-B, with dividends and interest) are due by mid-February. (January 31 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Add to Google Calendar

  3. Tue10

    Report January tips to your employer

    If you received $20 or more in tips in January, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

  4. Tue17

    Brokerage 1099-B statements for 2025 due

    Last day for brokers to send Forms 1099-B (sales of stocks and funds) and some 1099-MISC statements. Wait for them, and for any corrected 1099s, before filing if you sold investments. (February 15 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Estimate the tax on your sales Add to Google Calendar

  5. Tue17

    New W-4 due to stay exempt from withholding in 2026

    If you claimed exemption from federal income tax withholding for 2025, give your employer a new Form W-4 by this date to keep it for 2026. Otherwise withholding restarts as if you were single or married filing separately, with no other entries. (February 15 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Check your W-4 Add to Google Calendar

March 2026

  1. Tue10

    Report February tips to your employer

    If you received $20 or more in tips in February, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

  2. Tue31

    Last day of Medicare Advantage open enrollment

    Last day to make your one Medicare Advantage switch for the year, or to sign up for Part B in the General Enrollment Period (coverage starts the month after you sign up).

    Health coverage Add to Google Calendar

April 2026

  1. Wed1

    First RMD due if you turned 73 in 2025

    If you were born in 1952 and delayed your first required minimum distribution, take it by today. You'll then take a second one for 2026 by December 31, so both are taxed in 2026.

    Retirement Calculate your RMD Add to Google Calendar

  2. Fri10

    Report March tips to your employer

    If you received $20 or more in tips in March, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

  3. Wed15

    1st-quarter 2026 estimated tax payment due

    First estimated payment for 2026 income without withholding.

    Tax Work out the payment Add to Google Calendar

  4. Wed15

    Tax Day: file your 2025 return or an extension

    File your 2025 Form 1040 and pay any tax due. An extension (Form 4868) gives you until October 15, 2026 to file, but not to pay: estimate what you owe and pay it today to avoid penalties and interest. Most states with an income tax use the same date; check yours.

    Tax Estimate your refund or bill Add to Google Calendar

  5. Wed15

    Last day for 2025 IRA and HSA contributions

    Contributions to a traditional or Roth IRA, or to an HSA, made by today can count for 2025. Tell the provider which year the money is for. An extension doesn't extend this deadline.

    Retirement Roth or traditional? Add to Google Calendar

May 2026

  1. Mon11

    Report April tips to your employer

    If you received $20 or more in tips in April, report them to your employer (Form 4070 or your employer's system) by today. (May 10 falls on a weekend or holiday, so it moves to the next business day.)

    Tax No tax on tips: your deduction Add to Google Calendar

June 2026

  1. Wed10

    Report May tips to your employer

    If you received $20 or more in tips in May, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

  2. Mon15

    2nd-quarter 2026 estimated tax payment due

    Covers income from April and May. U.S. citizens and residents living abroad also file their 2025 return by today (or extend); interest on unpaid tax still runs from April 15.

    Tax Work out the payment Add to Google Calendar

July 2026

  1. Fri10

    Report June tips to your employer

    If you received $20 or more in tips in June, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

August 2026

  1. Mon10

    Report July tips to your employer

    If you received $20 or more in tips in July, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

September 2026

  1. Thu10

    Report August tips to your employer

    If you received $20 or more in tips in August, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

  2. Tue15

    3rd-quarter 2026 estimated tax payment due

    Covers income from June through August.

    Tax Work out the payment Add to Google Calendar

October 2026

  1. Tue13

    Report September tips to your employer

    If you received $20 or more in tips in September, report them to your employer (Form 4070 or your employer's system) by today. (October 10 falls on a weekend or holiday, so it moves to the next business day.)

    Tax No tax on tips: your deduction Add to Google Calendar

  2. Thu15

    Extended 2025 returns due

    If you filed an extension, your 2025 Form 1040 is due today. Self-employed people with an extension can also make 2025 SEP-IRA and solo 401(k) employer contributions until today.

    Tax Add to Google Calendar

  3. Thu15

    Medicare open enrollment for 2027 begins

    From October 15 to December 7 you can change Medicare Advantage or Part D drug plans, or move between Original Medicare and Advantage, for coverage starting January 1, 2027. Plans' 2027 costs and drug lists are posted by now.

    Health coverage Compare Medicare costs Add to Google Calendar

November 2026

  1. Sun1

    HealthCare.gov open enrollment for 2027 begins

    Shop and enroll in a Marketplace plan for 2027. Update your income estimate so your premium tax credit is right. State-run marketplaces set their own dates (some, such as California, New York and New Jersey, run to January 31).

    Health coverage Add to Google Calendar

  2. Tue10

    Report October tips to your employer

    If you received $20 or more in tips in October, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

December 2026

  1. Mon7

    Last day for most Medicare plan changes for 2027

    Medicare open enrollment ends today. Changes made by today start January 1, 2027.

    Health coverage Check your 2027 income surcharge Add to Google Calendar

  2. Thu10

    Report November tips to your employer

    If you received $20 or more in tips in November, report them to your employer (Form 4070 or your employer's system) by today.

    Tax No tax on tips: your deduction Add to Google Calendar

  3. Tue15

    Enroll by today for health coverage from January 1, 2027

    HealthCare.gov plans chosen by December 15 start January 1. If you do nothing you may be automatically re-enrolled, possibly at a different price.

    Health coverage Compare plan types Add to Google Calendar

  4. Thu31

    Last day for 2026 charitable gifts and investment sales

    Donations must be made by December 31 to be deductible for 2026 (from 2026, people who don't itemize can deduct up to $1,000, or $2,000 married filing jointly, of cash gifts to qualifying public charities; gifts to donor-advised funds don't count). Stock sales count in the year the trade executes, so tax-loss sales must execute by the last trading day.

    Tax Capital gains tax calculator Add to Google Calendar

  5. Thu31

    Last day for 2026 401(k) contributions and (for most plans) FSA spending

    401(k) and 403(b) deferrals count for 2026 only if they come out of 2026 paychecks, so your last paycheck of the year is the real deadline. Health FSAs are use-it-or-lose-it unless your plan has a grace period (to March 15) or a carryover.

    Retirement Year-end money checklist Add to Google Calendar

  6. Thu31

    Take your 2026 RMDs, QCDs and Roth conversions

    Required minimum distributions from IRAs and 401(k)s, qualified charitable distributions and Roth conversions must be completed by December 31 to count for 2026. Custodians often need a week or more.

    Retirement Calculate your RMD Add to Google Calendar

January 2027

  1. Fri1

    Medicare Advantage open enrollment begins (through March 31)

    If you're in a Medicare Advantage plan, you can switch to another Advantage plan or go back to Original Medicare (and join a drug plan) once between January 1 and March 31. Medicare's General Enrollment Period, for people who missed signing up for Part B, runs on the same dates.

    Health coverage Compare Medicare costs Add to Google Calendar

  2. Mon11

    Report December tips to your employer

    If you received $20 or more in tips in December 2026, report them to your employer (Form 4070 or your employer's system) by today. (January 10 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  3. Fri15

    4th-quarter 2026 estimated tax payment due

    Last estimated payment for 2026 income that has no withholding (self-employment, side gigs, investments). You can skip it if you file your 2026 return and pay in full by February 1, 2027.

    Tax Expected · IRS draft calendar Work out the payment Add to Google Calendar

  4. Fri15

    HealthCare.gov open enrollment for 2027 ends

    Last day to enroll for 2027 on HealthCare.gov; plans chosen from December 16 start February 1. After today you need a qualifying life event (such as losing other coverage, moving or having a baby).

    Health coverage Add to Google Calendar

February 2027

  1. Mon1

    File and pay 2026 taxes now instead of the January payment

    If you skipped the January 15 estimated payment, filing your 2026 Form 1040 and paying everything you owe by today avoids the late-payment penalty for that installment.

    Tax Expected · IRS draft calendar Add to Google Calendar

  2. Mon1

    W-2s and most 1099s for 2026 due to you

    Employers must send Form W-2, and banks and clients most Forms 1099 (interest, contract pay), by this date. Brokers' combined statements (1099-B, with dividends and interest) are due by mid-February. (January 31 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · IRS draft calendar Add to Google Calendar

  3. Wed10

    Report January tips to your employer

    If you received $20 or more in tips in January, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  4. Tue16

    Brokerage 1099-B statements for 2026 due

    Last day for brokers to send Forms 1099-B (sales of stocks and funds) and some 1099-MISC statements. Wait for them, and for any corrected 1099s, before filing if you sold investments. (February 15 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · IRS draft calendar Estimate the tax on your sales Add to Google Calendar

  5. Tue16

    New W-4 due to stay exempt from withholding in 2027

    If you claimed exemption from federal income tax withholding for 2026, give your employer a new Form W-4 by this date to keep it for 2027. Otherwise withholding restarts as if you were single or married filing separately, with no other entries. (February 15 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · IRS draft calendar Check your W-4 Add to Google Calendar

March 2027

  1. Wed10

    Report February tips to your employer

    If you received $20 or more in tips in February, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  2. Wed31

    Last day of Medicare Advantage open enrollment

    Last day to make your one Medicare Advantage switch for the year, or to sign up for Part B in the General Enrollment Period (coverage starts the month after you sign up).

    Health coverage Add to Google Calendar

April 2027

  1. Thu1

    First RMD due if you turned 73 in 2026

    If you were born in 1953 and delayed your first required minimum distribution, take it by today. You'll then take a second one for 2027 by December 31, so both are taxed in 2027.

    Retirement Calculate your RMD Add to Google Calendar

  2. Mon12

    Report March tips to your employer

    If you received $20 or more in tips in March, report them to your employer (Form 4070 or your employer's system) by today. (April 10 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  3. Thu15

    1st-quarter 2027 estimated tax payment due

    First estimated payment for 2027 income without withholding.

    Tax Expected · IRS draft calendar Work out the payment Add to Google Calendar

  4. Thu15

    Tax Day: file your 2026 return or an extension

    File your 2026 Form 1040 and pay any tax due. An extension (Form 4868) gives you until October 15, 2027 to file, but not to pay: estimate what you owe and pay it today to avoid penalties and interest. Most states with an income tax use the same date; check yours.

    Tax Expected · IRS draft calendar Estimate your refund or bill Add to Google Calendar

  5. Thu15

    Last day for 2026 IRA and HSA contributions

    Contributions to a traditional or Roth IRA, or to an HSA, made by today can count for 2026. Tell the provider which year the money is for. An extension doesn't extend this deadline.

    Retirement Roth or traditional? Add to Google Calendar

May 2027

  1. Mon10

    Report April tips to your employer

    If you received $20 or more in tips in April, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

June 2027

  1. Thu10

    Report May tips to your employer

    If you received $20 or more in tips in May, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  2. Tue15

    2nd-quarter 2027 estimated tax payment due

    Covers income from April and May. U.S. citizens and residents living abroad also file their 2026 return by today (or extend); interest on unpaid tax still runs from April 15.

    Tax Expected · IRS draft calendar Work out the payment Add to Google Calendar

July 2027

  1. Mon12

    Report June tips to your employer

    If you received $20 or more in tips in June, report them to your employer (Form 4070 or your employer's system) by today. (July 10 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

August 2027

  1. Tue10

    Report July tips to your employer

    If you received $20 or more in tips in July, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

September 2027

  1. Fri10

    Report August tips to your employer

    If you received $20 or more in tips in August, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  2. Wed15

    3rd-quarter 2027 estimated tax payment due

    Covers income from June through August.

    Tax Expected · IRS draft calendar Work out the payment Add to Google Calendar

October 2027

  1. Tue12

    Report September tips to your employer

    If you received $20 or more in tips in September, report them to your employer (Form 4070 or your employer's system) by today. (October 10 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  2. Fri15

    Extended 2026 returns due

    If you filed an extension, your 2026 Form 1040 is due today. Self-employed people with an extension can also make 2026 SEP-IRA and solo 401(k) employer contributions until today.

    Tax Expected · IRS draft calendar Add to Google Calendar

  3. Fri15

    Medicare open enrollment for 2028 begins

    From October 15 to December 7 you can change Medicare Advantage or Part D drug plans, or move between Original Medicare and Advantage, for coverage starting January 1, 2028. Plans' 2028 costs and drug lists are posted by now.

    Health coverage Compare Medicare costs Add to Google Calendar

November 2027

  1. Mon1

    HealthCare.gov open enrollment for 2028 begins

    Shop and enroll in a Marketplace plan for 2028. Update your income estimate so your premium tax credit is right. State-run marketplaces set their own dates (some, such as California, New York and New Jersey, run to January 31). Dates for 2028 coverage could change: a court case over a shorter enrollment period is under appeal.

    Health coverage Expected · confirmed each fall Add to Google Calendar

  2. Wed10

    Report October tips to your employer

    If you received $20 or more in tips in October, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

December 2027

  1. Tue7

    Last day for most Medicare plan changes for 2028

    Medicare open enrollment ends today. Changes made by today start January 1, 2028.

    Health coverage Check your 2028 income surcharge Add to Google Calendar

  2. Fri10

    Report November tips to your employer

    If you received $20 or more in tips in November, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · IRS draft calendar No tax on tips: your deduction Add to Google Calendar

  3. Wed15

    Enroll by today for health coverage from January 1, 2028

    HealthCare.gov plans chosen by December 15 start January 1. If you do nothing you may be automatically re-enrolled, possibly at a different price.

    Health coverage Expected · confirmed each fall Compare plan types Add to Google Calendar

  4. Fri31

    Last day for 2027 charitable gifts and investment sales

    Donations must be made by December 31 to be deductible for 2027 (from 2026, people who don't itemize can deduct up to $1,000, or $2,000 married filing jointly, of cash gifts to qualifying public charities; gifts to donor-advised funds don't count). Stock sales count in the year the trade executes, so tax-loss sales must execute by the last trading day. December 31, 2027 is a federal holiday (New Year's Day (observed)), so federal offices are closed; brokers and banks are generally open, but don't leave it to the last day.

    Tax Capital gains tax calculator Add to Google Calendar

  5. Fri31

    Last day for 2027 401(k) contributions and (for most plans) FSA spending

    401(k) and 403(b) deferrals count for 2027 only if they come out of 2027 paychecks, so your last paycheck of the year is the real deadline. Health FSAs are use-it-or-lose-it unless your plan has a grace period (to March 15) or a carryover. December 31, 2027 is a federal holiday (New Year's Day (observed)), so federal offices are closed; brokers and banks are generally open, but don't leave it to the last day.

    Retirement Year-end money checklist Add to Google Calendar

  6. Fri31

    Take your 2027 RMDs, QCDs and Roth conversions

    Required minimum distributions from IRAs and 401(k)s, qualified charitable distributions and Roth conversions must be completed by December 31 to count for 2027. Custodians often need a week or more. December 31, 2027 is a federal holiday (New Year's Day (observed)), so federal offices are closed; brokers and banks are generally open, but don't leave it to the last day.

    Retirement Calculate your RMD Add to Google Calendar

January 2028

  1. Sat1

    Medicare Advantage open enrollment begins (through March 31)

    If you're in a Medicare Advantage plan, you can switch to another Advantage plan or go back to Original Medicare (and join a drug plan) once between January 1 and March 31. Medicare's General Enrollment Period, for people who missed signing up for Part B, runs on the same dates.

    Health coverage Compare Medicare costs Add to Google Calendar

  2. Mon10

    Report December tips to your employer

    If you received $20 or more in tips in December 2027, report them to your employer (Form 4070 or your employer's system) by today.

    Tax Expected · confirmed each fall No tax on tips: your deduction Add to Google Calendar

  3. Sat15

    HealthCare.gov open enrollment for 2028 ends

    Last day to enroll for 2028 on HealthCare.gov; plans chosen from December 16 start February 1. After today you need a qualifying life event (such as losing other coverage, moving or having a baby).

    Health coverage Expected · confirmed each fall Add to Google Calendar

  4. Tue18

    4th-quarter 2027 estimated tax payment due

    Last estimated payment for 2027 income that has no withholding (self-employment, side gigs, investments). You can skip it if you file your 2027 return and pay in full by January 31, 2028. (January 15 falls on a weekend or holiday, so it moves to the next business day.)

    Tax Expected · confirmed each fall Work out the payment Add to Google Calendar

  5. Mon31

    File and pay 2027 taxes now instead of the January payment

    If you skipped the January 15 estimated payment, filing your 2027 Form 1040 and paying everything you owe by today avoids the late-payment penalty for that installment.

    Tax Expected · confirmed each fall Add to Google Calendar

  6. Mon31

    W-2s and most 1099s for 2027 due to you

    Employers must send Form W-2, and banks and clients most Forms 1099 (interest, contract pay), by this date. Brokers' combined statements (1099-B, with dividends and interest) are due by mid-February.

    Tax Expected · confirmed each fall Add to Google Calendar

Key tax deadlines in 2027

Tax Day for 2026 returns is Thursday, April 15, 2027. It's also the last day to make 2026 IRA and HSA contributions and the first 2027 estimated tax payment. An extension moves the filing date to Friday, October 15, 2027, but tax still has to be paid by April 15.

Federal tax deadlines from January 2027 to January 2028
DateDeadline
Fri, Jan 15, 20274th-quarter 2026 estimated tax payment due
Mon, Feb 1, 2027W-2s and most 1099s for 2026 due to you
Tue, Feb 16, 2027New W-4 due to stay exempt from withholding in 2027
Tue, Feb 16, 2027Brokerage 1099-B statements for 2026 due
Thu, Apr 15, 2027Tax Day: file your 2026 return or an extension
Thu, Apr 15, 2027Last day for 2026 IRA and HSA contributions
Thu, Apr 15, 20271st-quarter 2027 estimated tax payment due
Tue, Jun 15, 20272nd-quarter 2027 estimated tax payment due
Wed, Sep 15, 20273rd-quarter 2027 estimated tax payment due
Fri, Oct 15, 2027Extended 2026 returns due
Tue, Jan 18, 20284th-quarter 2027 estimated tax payment due

The 2027 dates come from the IRS's draft 2027 tax calendar (Publication 509), which we'll check against the final version in December. The amounts behind the quarterly dates are in the quarterly estimated tax calculator, and what you'll owe or get back in April is in the 2026 tax refund calculator.

Health insurance enrollment windows

Enrollment periods for 2027 coverage
WindowDatesWho it's for
Medicare open enrollmentOct 15 – Dec 7, 2026Change Medicare Advantage or Part D plans for January 1, 2027
HealthCare.gov open enrollmentNov 1, 2026 – Jan 15, 2027Marketplace plans; enroll by December 15 to start January 1
Medicare Advantage open enrollmentJan 1 – Mar 31, 2027One switch for people already in an Advantage plan
Medicare General EnrollmentJan 1 – Mar 31, 2027Signing up for Part B after missing your first chance

State-run marketplaces set their own windows: some run longer (to January 31 in California, New York and New Jersey), and a few end earlier. Employer open enrollment is set by each employer, usually in October or November. For the money side of the decision, compare Medigap and Medicare Advantage costs or a high-deductible plan against a PPO.

Retirement account deadlines

  • December 31: required minimum distributions, qualified charitable distributions and Roth conversions for the year. Unlike IRA contributions, these can't wait until April (except your first RMD; see below).
  • April 1: the one-time later deadline for your first RMD, the year after you turn 73. Waiting means two taxable RMDs in one year; the RMD calculator shows both.
  • April 15: IRA and HSA contributions for the previous year.
  • Your last paycheck of the year: 401(k) and 403(b) deferrals count in the year they're taken from pay. The year-end money checklist walks through the rest of December.

Why some dates move

When a federal tax deadline lands on a Saturday, Sunday or legal holiday, it moves to the next business day (26 U.S.C. § 7503). That's why the January 31 forms deadline is Monday, February 1, 2027, and why the W-4 exemption deadline is February 16: February 15, 2027 is Presidents Day. District of Columbia holidays count too, so Emancipation Day (April 16) can push Tax Day later in some years, though not in 2026 or 2027.

Social Security and SSI work the other way: a payment due on a weekend or federal holiday is paid on the business day before. That's why some months have two SSI payments and others none. The Social Security payment schedule lists every date.

Federal holidays in 2027: Fri, Jan 1 (New Year's Day); Mon, Jan 18 (Martin Luther King Jr. Day); Mon, Feb 15 (Washington's Birthday (Presidents Day)); Mon, May 31 (Memorial Day); Fri, Jun 18 (Juneteenth); Mon, Jul 5 (Independence Day); Mon, Sep 6 (Labor Day); Mon, Oct 11 (Columbus Day); Thu, Nov 11 (Veterans Day); Thu, Nov 25 (Thanksgiving Day); Fri, Dec 24 (Christmas Day); Fri, Dec 31 (New Year's Day (observed)).

Some deadlines don't move: RMDs, QCDs, Roth conversions and charitable gifts must happen by December 31, and Medicare's windows end on the stated date.

Add the calendar to your phone

Subscribe to a calendar below and it updates itself when we add or correct a date, for example when the IRS publishes its final 2027 calendar. Download a file instead if you want a one-time copy with reminders; use the filters above to choose which dates go in it.

  • iPhone, iPad or Mac: tap Apple / Outlook and confirm the subscription in the Calendar app.
  • Google Calendar: open the Google Calendar link on a computer and confirm. Google refreshes subscribed calendars every several hours, so a change may take up to a day to show.
  • Outlook: in Outlook on the web choose Add calendar → Subscribe from web and paste the link (use Copy link).

Subscribed calendars come without alerts; set them in your calendar app, or download a file with a reminder built in.

Questions

When is Tax Day 2027?

Thursday, April 15, 2027, for 2026 returns. Extended returns are due Friday, October 15, 2027.

Does a state tax deadline follow the same calendar?

Most states with an income tax use April 15, but a few use other dates (for example Hawaii, April 20; Iowa and Delaware, April 30; Virginia, May 1; Louisiana, May 15), and disaster relief can move deadlines for people in affected areas. Check your state's revenue department. To see what your state takes, use the state income tax calculator.

Are the dates guaranteed?

Dates marked IRS draft calendar or confirmed each fall follow the published rules but aren't final yet. The IRS and Congress can also move deadlines, for example after a disaster. We update the calendar and the subscription feeds when that happens.

Sources

  1. Publication 509 (2026), Tax Calendars — Internal Revenue Service. Accessed October 19, 2026.
  2. Publication 509 (2027), Tax Calendars — draft — Internal Revenue Service. Accessed October 19, 2026. Draft dated August 24, 2026; the final version is usually published in December.
  3. 26 U.S. Code § 7503: Time for performance of acts where last day falls on Saturday, Sunday, or legal holiday — Legal Information Institute, Cornell Law School. Accessed October 19, 2026.
  4. 5 U.S. Code § 6103: Holidays — Legal Information Institute, Cornell Law School. Accessed October 19, 2026.
  5. Publication 590-A, Contributions to Individual Retirement Arrangements (IRAs) — Internal Revenue Service. Accessed October 19, 2026.
  6. Publication 590-B, Distributions from Individual Retirement Arrangements (IRAs) — Internal Revenue Service. Accessed October 19, 2026.
  7. Publication 526, Charitable Contributions — Internal Revenue Service. Accessed October 19, 2026.
  8. Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans — Internal Revenue Service. Accessed October 19, 2026.
  9. Open Enrollment — Medicare.gov. Accessed October 19, 2026.
  10. Remember key Medicare dates (fact sheet) — Medicare.gov. Accessed October 19, 2026.
  11. Renew, change, update, or cancel your plan (Open Enrollment dates) — HealthCare.gov. Accessed October 19, 2026.
  12. Schedule of Social Security Payments 2026 (EN-05-10031) — Social Security Administration. Accessed October 19, 2026.
  13. Schedule of Social Security Payments 2027 (EN-05-10031) — Social Security Administration. Accessed October 19, 2026.

Research checked October 19, 2026. Calendar dates are computed by calculation calendar.money v1.0.0 from these rules.

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