Accountants and Auditors
Median $38.45 an hour in Arizona · 27,410 jobs
Arizona · 2026 take-home pay
$40 an hour after taxes in Arizona
At $40 an hour in Arizona you keep about $31.57 of every hour — $1,263 a week, $5,473 a month or $65,675 a year full time — after 2026 federal income tax, Social Security, Medicare and Arizona income tax. Arizona has a flat 2.5% income tax, and its minimum wage is $15.15 an hour.
Where $40 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $83,200 | $1,600 | $40.00 |
| Federal income tax | −$9,474 | −$182 | −$4.55 |
| Social Security (6.2%) | −$5,158 | −$99 | −$2.48 |
| Medicare (1.45%+) | −$1,206 | −$23 | −$0.58 |
| Arizona income tax | −$1,686 | −$32 | −$0.81 |
| Take-home pay | $65,675 | $1,263 | $31.57 |
Effective tax rate 21.1% · federal bracket 22% · Arizona bracket 2.5%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,600.00 | $1,262.98 |
| Every two weeks (26) | $3,200.00 | $2,525.96 |
| Twice a month (24) | $3,466.67 | $2,736.46 |
| Monthly (12) | $6,933.33 | $5,472.91 |
$40 an hour at different hours
Take-home in Arizona for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $40 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $800 | $672 | $34,959 |
| 30 hours a week | $1,200 | $984 | $51,152 |
| 40 hours a week | $1,600 | $1,263 | $65,675 |
| 40 hours + 5 overtime | $1,900 | $1,467 | $76,260 |
| 40 hours + 10 overtime | $2,200 | $1,670 | $86,844 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $40 an hour good pay in Arizona?
- Minimum wage: $40 an hour is 2.6 times Arizona's minimum wage of $15.15 an hour. Flagstaff and Tucson set higher minimums.
- Among Arizona workers: It's about the 77th percentile of hourly pay in Arizona (BLS, May 2025) — roughly 77 in 100 workers earn less. The median is $24.07 an hour.
- Local prices: Arizona's price level is 100.7% of the U.S. average (BEA Regional Price Parities), so $65,675 a year buys about what $65,233 would at national-average prices.
- Rent: the 30% rule points to about $2,080 a month. Check it with your debts.
- A 50/30/20 budget: about $2,736 a month for needs, $1,642 for wants and $1,095 for savings. Plan it in the budget calculator.
Jobs in Arizona that pay about $40 an hour
Occupations whose median wage in Arizona is within 4% of $40 an hour, most common first. Source: BLS OEWS May 2025.
Business Operations Specialists, All Other
Median $40.04 an hour in Arizona · 12,210 jobs
First-Line Supervisors of Non-Retail Sales Workers
Median $39.59 an hour in Arizona · 2,550 jobs
Environmental Scientists and Specialists, Including Health
Median $38.75 an hour in Arizona · 1,970 jobs
Financial Examiners
Median $38.59 an hour in Arizona · 1,910 jobs
Financial Specialists, All Other
Median $39.03 an hour in Arizona · 910 jobs
How Arizona compares on $40 an hour
Arizona ranks 11th of 51 for take-home pay on $40 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Arizona |
|---|---|---|---|---|
| Arizona | $31.57 | $65,675 | $15.15 | — |
| California | $30.19 | $62,787 | $16.90 | −$2,888 a year |
| Colorado | $30.79 | $64,043 | $15.16 | −$1,632 a year |
| New Mexico | $31.07 | $64,615 | $12.00 | −$1,060 a year |
| Nevada | $32.39 | $67,361 | $12.00 | +$1,686 a year |
| Utah | $30.66 | $63,780 | $7.25 | −$1,895 a year |
How the federal tax on $83,200 ($40 an hour) is worked out
Taxable income is $83,200 minus the 2026 standard deduction ($16,100) = $67,100. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $16,700 | $3,674 |
| Total | $67,100 | $9,474 |
How the Arizona income tax on $83,200 ($40 an hour) is worked out
Taxable income is $83,200 of Arizona wages minus $15,750 standard deduction = $67,450.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 2.5% | $67,450 | $1,686 |
| Total | $67,450 | $1,686 |
Common questions
How much is $40 an hour after taxes in Arizona?
About $31.57 for every hour you work, or $65,675 a year at 40 hours a week ($83,200 gross). Taxes take about 21.1% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $40 an hour a week after taxes in Arizona?
About $1,263 a week at 40 hours, from $1,600 gross. Paid every two weeks, each paycheck is about $2,526.
How much is $40 an hour a month after taxes in Arizona?
About $5,473 a month at 40 hours a week, from $6,933 gross.
Is $40 an hour good pay in Arizona?
$40 an hour is 2.6 times Arizona's minimum wage of $15.15 an hour. It's about the 77th percentile of hourly pay in Arizona (BLS, May 2025) — roughly 77 in 100 workers earn less. The median hourly wage for all jobs in Arizona is $24.07. After taxes and local prices, $65,675 a year buys about what $65,233 would at national-average prices.
Is Arizona a high-tax state for $40 an hour?
It ranks 11th of 51 among the 50 states and D.C. for take-home on $40 an hour. The most you'd keep is $67,361 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $61,101 in Oregon.
More hourly rates
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Arizona's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.