First-Line Supervisors of Office and Administrative Support Workers
Median $36.85 an hour in New Jersey · 55,210 jobs
New Jersey · 2026 take-home pay
$38 an hour after taxes in New Jersey
At $38 an hour in New Jersey you keep about $29.36 of every hour — $1,174 a week, $5,089 a month or $61,067 a year full time — after 2026 federal income tax, Social Security, Medicare, New Jersey income tax and state payroll programs. New Jersey has a graduated income tax plus TDI, FLI, UI (Unemployment Insurance) employee share and WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share, and its minimum wage is $15.92 an hour.
Where $38 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $79,040 | $1,520 | $38.00 |
| Federal income tax | −$8,559 | −$165 | −$4.11 |
| Social Security (6.2%) | −$4,900 | −$94 | −$2.36 |
| Medicare (1.45%+) | −$1,146 | −$22 | −$0.55 |
| New Jersey income tax | −$2,845 | −$55 | −$1.37 |
| TDI (Temporary Disability Insurance) | −$150 | −$3 | −$0.07 |
| FLI (Family Leave Insurance) | −$182 | −$3 | −$0.09 |
| UI (Unemployment Insurance) employee share | −$171 | −$3 | −$0.08 |
| WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share | −$19 | −$0 | −$0.01 |
| Take-home pay | $61,067 | $1,174 | $29.36 |
Effective tax rate 22.7% · federal bracket 22% · New Jersey bracket 6.37%.
TDI (Temporary Disability Insurance): 0.19% of wages · FLI (Family Leave Insurance): 0.23% of wages · UI (Unemployment Insurance) employee share: 0.38% of wages (capped) · WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share: 0.04% of wages (capped).
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,520.00 | $1,174.37 |
| Every two weeks (26) | $3,040.00 | $2,348.75 |
| Twice a month (24) | $3,293.33 | $2,544.47 |
| Monthly (12) | $6,586.67 | $5,088.95 |
$38 an hour at different hours
Take-home in New Jersey for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $38 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $760 | $633 | $32,935 |
| 30 hours a week | $1,140 | $916 | $47,645 |
| 40 hours a week | $1,520 | $1,174 | $61,067 |
| 40 hours + 5 overtime | $1,805 | $1,356 | $70,487 |
| 40 hours + 10 overtime | $2,090 | $1,537 | $79,907 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $38 an hour good pay in New Jersey?
- Minimum wage: $38 an hour is 2.4 times New Jersey's minimum wage of $15.92 an hour. $15.23 for employers with fewer than 6 employees and for seasonal work.
- Among New Jersey workers: It's about the 63rd percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 63 in 100 workers earn less. The median is $28.16 an hour.
- Local prices: New Jersey's price level is 108.8% of the U.S. average (BEA Regional Price Parities), so $61,067 a year buys about what $56,126 would at national-average prices.
- Rent: the 30% rule points to about $1,976 a month. Check it with your debts.
- A 50/30/20 budget: about $2,544 a month for needs, $1,527 for wants and $1,018 for savings. Plan it in the budget calculator.
Jobs in New Jersey that pay about $38 an hour
Occupations whose median wage in New Jersey is within 4% of $38 an hour, most common first. Source: BLS OEWS May 2025.
Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
Median $38.08 an hour in New Jersey · 44,980 jobs
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Median $38.18 an hour in New Jersey · 34,360 jobs
Human Resources Specialists
Median $38.80 an hour in New Jersey · 21,690 jobs
First-Line Supervisors of Production and Operating Workers
Median $38.99 an hour in New Jersey · 15,040 jobs
Electricians
Median $37.14 an hour in New Jersey · 13,520 jobs
How New Jersey compares on $38 an hour
New Jersey ranks 37th of 51 for take-home pay on $38 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New Jersey |
|---|---|---|---|---|
| New Jersey | $29.36 | $61,067 | $15.92 | — |
| Delaware | $28.96 | $60,243 | $15.00 | −$824 a year |
| New York | $29.03 | $60,391 | $16.00 | −$676 a year |
| Pennsylvania | $29.78 | $61,953 | $7.25 | +$886 a year |
How the federal tax on $79,040 ($38 an hour) is worked out
Taxable income is $79,040 minus the 2026 standard deduction ($16,100) = $62,940. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $12,540 | $2,759 |
| Total | $62,940 | $8,559 |
How the New Jersey income tax on $79,040 ($38 an hour) is worked out
Taxable income is $79,040 of New Jersey wages minus $1,000 in exemptions = $78,040.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 1.4% | $20,000 | $280 |
| 1.75% | $15,000 | $263 |
| 3.5% | $5,000 | $175 |
| 5.53% | $35,000 | $1,934 |
| 6.37% | $3,040 | $194 |
| Total | $78,040 | $2,845 |
Common questions
How much is $38 an hour after taxes in New Jersey?
About $29.36 for every hour you work, or $61,067 a year at 40 hours a week ($79,040 gross). Taxes take about 22.7% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $38 an hour a week after taxes in New Jersey?
About $1,174 a week at 40 hours, from $1,520 gross. Paid every two weeks, each paycheck is about $2,349.
How much is $38 an hour a month after taxes in New Jersey?
About $5,089 a month at 40 hours a week, from $6,587 gross.
Is $38 an hour good pay in New Jersey?
$38 an hour is 2.4 times New Jersey's minimum wage of $15.92 an hour. It's about the 63rd percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 63 in 100 workers earn less. The median hourly wage for all jobs in New Jersey is $28.16. After taxes and local prices, $61,067 a year buys about what $56,126 would at national-average prices.
Is New Jersey a high-tax state for $38 an hour?
It ranks 37th of 51 among the 50 states and D.C. for take-home on $38 an hour. The most you'd keep is $64,435 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $58,551 in Oregon.
More hourly rates
Other hourly rates in New Jersey
- $34 an hour in New Jersey
- $35 an hour in New Jersey
- $36 an hour in New Jersey
- $37 an hour in New Jersey
- $39 an hour in New Jersey
- $40 an hour in New Jersey
- $45 an hour in New Jersey
- $50 an hour in New Jersey
$38 an hour in every state · $75,000 a year in New Jersey · $80,000 a year in New Jersey · New Jersey paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New Jersey's income tax rules and New Jersey's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.