Montana · 2026 take-home pay

$31 an hour after taxes in Montana

At $31 an hour in Montana you keep about $24.86 of every hour — $994 a week, $4,309 a month or $51,707 a year full time — after 2026 federal income tax, Social Security, Medicare and Montana income tax. Montana has a graduated income tax, and its minimum wage is $10.85 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $31 an hour goes

$31 an hour full time in Montana, single filer, 2026
A yearA weekAn hour
Gross pay$64,480$1,240$31.00
Federal income tax−$5,558−$107−$2.67
Social Security (6.2%)−$3,998−$77−$1.92
Medicare (1.45%+)−$935−$18−$0.45
Montana income tax−$2,282−$44−$1.10
Take-home pay$51,707$994$24.86

Effective tax rate 19.8% · federal bracket 12% · Montana bracket 5.65%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,240.00$994.37
Every two weeks (26)$2,480.00$1,988.75
Twice a month (24)$2,686.67$2,154.48
Monthly (12)$5,373.33$4,308.96

Change hours, overtime and deductions

$31 an hour at different hours

Take-home in Montana for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $31 an hour for hours over 40, as federal law requires for most hourly workers.

$31 an hour in Montana: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$620$526$27,326
30 hours a week$930$760$39,521
40 hours a week$1,240$994$51,707
40 hours + 5 overtime$1,473$1,149$59,732
40 hours + 10 overtime$1,705$1,299$67,554

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $31 an hour good pay in Montana?

  • Minimum wage: $31 an hour is 2.9 times Montana's minimum wage of $10.85 an hour. Businesses with annual sales over $110,000.
  • Among Montana workers: It's about the 66th percentile of hourly pay in Montana (BLS, May 2025) — roughly 66 in 100 workers earn less. The median is $23.43 an hour.
  • Local prices: Montana's price level is 94.6% of the U.S. average (BEA Regional Price Parities), so $51,707 a year buys about what $54,633 would at national-average prices.
  • Rent: the 30% rule points to about $1,612 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,154 a month for needs, $1,293 for wants and $862 for savings. Plan it in the budget calculator.

Jobs in Montana that pay about $31 an hour

Occupations whose median wage in Montana is within 4% of $31 an hour, most common first. Source: BLS OEWS May 2025.

How Montana compares on $31 an hour

Montana ranks 27th of 51 for take-home pay on $31 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $31 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Montana
Montana$24.86$51,707$10.85—
Idaho$24.85$51,681$7.25−$26 a year
North Dakota$25.96$53,990$7.25+$2,283 a year
South Dakota$25.96$53,990$11.85+$2,283 a year
Wyoming$25.96$53,990$7.25+$2,283 a year

How the federal tax on $64,480 ($31 an hour) is worked out

Taxable income is $64,480 minus the 2026 standard deduction ($16,100) = $48,380. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$35,980$4,318
Total$48,380$5,558

How the Montana income tax on $64,480 ($31 an hour) is worked out

Taxable income is $64,480 of Montana wages minus $16,100 standard deduction = $48,380.

Montana income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
4.7%$47,500$2,233
5.65%$880$50
Total$48,380$2,282

Common questions

How much is $31 an hour after taxes in Montana?

About $24.86 for every hour you work, or $51,707 a year at 40 hours a week ($64,480 gross). Taxes take about 19.8% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $31 an hour a week after taxes in Montana?

About $994 a week at 40 hours, from $1,240 gross. Paid every two weeks, each paycheck is about $1,989.

How much is $31 an hour a month after taxes in Montana?

About $4,309 a month at 40 hours a week, from $5,373 gross.

Is $31 an hour good pay in Montana?

$31 an hour is 2.9 times Montana's minimum wage of $10.85 an hour. It's about the 66th percentile of hourly pay in Montana (BLS, May 2025) — roughly 66 in 100 workers earn less. The median hourly wage for all jobs in Montana is $23.43. After taxes and local prices, $51,707 a year buys about what $54,633 would at national-average prices.

Is Montana a high-tax state for $31 an hour?

It ranks 27th of 51 among the 50 states and D.C. for take-home on $31 an hour. The most you'd keep is $53,990 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $49,219 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Montana's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.