Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
Median $30.44 an hour in Maryland · 21,580 jobs
Maryland · 2026 take-home pay
$31 an hour after taxes in Maryland
At $31 an hour in Maryland you keep about $24.66 of every hour — $986 a week, $4,274 a month or $51,293 a year full time — after 2026 federal income tax, Social Security, Medicare and Maryland income tax. Maryland has a graduated income tax, and its minimum wage is $15.00 an hour.
Where $31 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $64,480 | $1,240 | $31.00 |
| Federal income tax | −$5,558 | −$107 | −$2.67 |
| Social Security (6.2%) | −$3,998 | −$77 | −$1.92 |
| Medicare (1.45%+) | −$935 | −$18 | −$0.45 |
| Maryland income tax | −$2,697 | −$52 | −$1.30 |
| Take-home pay | $51,293 | $986 | $24.66 |
Effective tax rate 20.5% · federal bracket 12% · Maryland bracket 4.75%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,240.00 | $986.40 |
| Every two weeks (26) | $2,480.00 | $1,972.80 |
| Twice a month (24) | $2,686.67 | $2,137.20 |
| Monthly (12) | $5,373.33 | $4,274.41 |
$31 an hour at different hours
Take-home in Maryland for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $31 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $620 | $518 | $26,919 |
| 30 hours a week | $930 | $752 | $39,106 |
| 40 hours a week | $1,240 | $986 | $51,293 |
| 40 hours + 5 overtime | $1,473 | $1,143 | $59,426 |
| 40 hours + 10 overtime | $1,705 | $1,295 | $67,357 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $31 an hour good pay in Maryland?
- Minimum wage: $31 an hour is 2.1 times Maryland's minimum wage of $15.00 an hour. Montgomery and Howard counties set higher minimums.
- Among Maryland workers: It's about the 53rd percentile of hourly pay in Maryland (BLS, May 2025) — roughly 53 in 100 workers earn less. The median is $28.61 an hour.
- Local prices: Maryland's price level is 105% of the U.S. average (BEA Regional Price Parities), so $51,293 a year buys about what $48,869 would at national-average prices.
- Rent: the 30% rule points to about $1,612 a month. Check it with your debts.
- A 50/30/20 budget: about $2,137 a month for needs, $1,282 for wants and $855 for savings. Plan it in the budget calculator.
Jobs in Maryland that pay about $31 an hour
Occupations whose median wage in Maryland is within 4% of $31 an hour, most common first. Source: BLS OEWS May 2025.
Computer User Support Specialists
Median $31.13 an hour in Maryland · 12,200 jobs
Plumbers, Pipefitters, and Steamfitters
Median $31.44 an hour in Maryland · 11,420 jobs
Carpenters
Median $30.27 an hour in Maryland · 9,770 jobs
Paralegals and Legal Assistants
Median $31.56 an hour in Maryland · 6,460 jobs
Postal Service Mail Carriers
Median $29.84 an hour in Maryland · 6,420 jobs
How Maryland compares on $31 an hour
Maryland ranks 37th of 51 for take-home pay on $31 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Maryland |
|---|---|---|---|---|
| Maryland | $24.66 | $51,293 | $15.00 | — |
| Washington, D.C. | $24.64 | $51,245 | $18.40 | −$48 a year |
| Delaware | $24.43 | $50,817 | $15.00 | −$476 a year |
| Pennsylvania | $24.98 | $51,965 | $7.25 | +$672 a year |
| Virginia | $24.57 | $51,096 | $12.77 | −$197 a year |
| West Virginia | $24.96 | $51,926 | $8.75 | +$633 a year |
How the federal tax on $64,480 ($31 an hour) is worked out
Taxable income is $64,480 minus the 2026 standard deduction ($16,100) = $48,380. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $35,980 | $4,318 |
| Total | $48,380 | $5,558 |
How the Maryland income tax on $64,480 ($31 an hour) is worked out
Taxable income is $64,480 of Maryland wages minus $3,400 standard deduction minus $3,200 in exemptions = $57,880.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 2% | $1,000 | $20 |
| 3% | $1,000 | $30 |
| 4% | $1,000 | $40 |
| 4.75% | $54,880 | $2,607 |
| Total | $57,880 | $2,697 |
Common questions
How much is $31 an hour after taxes in Maryland?
About $24.66 for every hour you work, or $51,293 a year at 40 hours a week ($64,480 gross). Taxes take about 20.5% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $31 an hour a week after taxes in Maryland?
About $986 a week at 40 hours, from $1,240 gross. Paid every two weeks, each paycheck is about $1,973.
How much is $31 an hour a month after taxes in Maryland?
About $4,274 a month at 40 hours a week, from $5,373 gross.
Is $31 an hour good pay in Maryland?
$31 an hour is 2.1 times Maryland's minimum wage of $15.00 an hour. It's about the 53rd percentile of hourly pay in Maryland (BLS, May 2025) — roughly 53 in 100 workers earn less. The median hourly wage for all jobs in Maryland is $28.61. After taxes and local prices, $51,293 a year buys about what $48,869 would at national-average prices.
Is Maryland a high-tax state for $31 an hour?
It ranks 37th of 51 among the 50 states and D.C. for take-home on $31 an hour. The most you'd keep is $53,990 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $49,219 in Oregon.
More hourly rates
Other hourly rates in Maryland
- $27 an hour in Maryland
- $28 an hour in Maryland
- $29 an hour in Maryland
- $30 an hour in Maryland
- $32 an hour in Maryland
- $33 an hour in Maryland
- $34 an hour in Maryland
- $35 an hour in Maryland
$31 an hour in every state · $60,000 a year in Maryland · $65,000 a year in Maryland · Maryland paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Maryland's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.