New Jersey · 2026 take-home pay

$25 an hour after taxes in New Jersey

At $25 an hour in New Jersey you keep about $20.30 of every hour — $812 a week, $3,519 a month or $42,228 a year full time — after 2026 federal income tax, Social Security, Medicare, New Jersey income tax and state payroll programs. New Jersey has a graduated income tax plus TDI, FLI, UI (Unemployment Insurance) employee share and WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share, and its minimum wage is $15.92 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $25 an hour goes

$25 an hour full time in New Jersey, single filer, 2026
A yearA weekAn hour
Gross pay$52,000$1,000$25.00
Federal income tax−$4,060−$78−$1.95
Social Security (6.2%)−$3,224−$62−$1.55
Medicare (1.45%+)−$754−$15−$0.36
New Jersey income tax−$1,325−$25−$0.64
TDI (Temporary Disability Insurance)−$99−$2−$0.05
FLI (Family Leave Insurance)−$120−$2−$0.06
UI (Unemployment Insurance) employee share−$171−$3−$0.08
WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share−$19−$0−$0.01
Take-home pay$42,228$812$20.30

Effective tax rate 18.8% · federal bracket 12% · New Jersey bracket 5.53%.

TDI (Temporary Disability Insurance): 0.19% of wages · FLI (Family Leave Insurance): 0.23% of wages · UI (Unemployment Insurance) employee share: 0.38% of wages (capped) · WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share: 0.04% of wages (capped).

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,000.00$812.08
Every two weeks (26)$2,000.00$1,624.15
Twice a month (24)$2,166.67$1,759.50
Monthly (12)$4,333.33$3,519.00

Change hours, overtime and deductions

$25 an hour at different hours

Take-home in New Jersey for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $25 an hour for hours over 40, as federal law requires for most hourly workers.

$25 an hour in New Jersey: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$500$431$22,434
30 hours a week$750$626$32,539
40 hours a week$1,000$812$42,228
40 hours + 5 overtime$1,188$952$49,482
40 hours + 10 overtime$1,375$1,081$56,237

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $25 an hour good pay in New Jersey?

  • Minimum wage: $25 an hour is 1.6 times New Jersey's minimum wage of $15.92 an hour. $15.23 for employers with fewer than 6 employees and for seasonal work.
  • Among New Jersey workers: It's about the 41st percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 41 in 100 workers earn less. The median is $28.16 an hour.
  • Local prices: New Jersey's price level is 108.8% of the U.S. average (BEA Regional Price Parities), so $42,228 a year buys about what $38,811 would at national-average prices.
  • Rent: the 30% rule points to about $1,300 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,759 a month for needs, $1,056 for wants and $704 for savings. Plan it in the budget calculator.

Jobs in New Jersey that pay about $25 an hour

Occupations whose median wage in New Jersey is within 4% of $25 an hour, most common first. Source: BLS OEWS May 2025.

How New Jersey compares on $25 an hour

New Jersey ranks 30th of 51 for take-home pay on $25 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $25 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs New Jersey
New Jersey$20.30$42,228$15.92—
Delaware$19.97$41,545$15.00−$683 a year
New York$19.95$41,495$16.00−$733 a year
Pennsylvania$20.35$42,329$7.25+$101 a year

How the federal tax on $52,000 ($25 an hour) is worked out

Taxable income is $52,000 minus the 2026 standard deduction ($16,100) = $35,900. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$23,500$2,820
Total$35,900$4,060

How the New Jersey income tax on $52,000 ($25 an hour) is worked out

Taxable income is $52,000 of New Jersey wages minus $1,000 in exemptions = $51,000.

New Jersey income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
1.4%$20,000$280
1.75%$15,000$263
3.5%$5,000$175
5.53%$11,000$608
Total$51,000$1,325

Common questions

How much is $25 an hour after taxes in New Jersey?

About $20.30 for every hour you work, or $42,228 a year at 40 hours a week ($52,000 gross). Taxes take about 18.8% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $25 an hour a week after taxes in New Jersey?

About $812 a week at 40 hours, from $1,000 gross. Paid every two weeks, each paycheck is about $1,624.

How much is $25 an hour a month after taxes in New Jersey?

About $3,519 a month at 40 hours a week, from $4,333 gross.

Is $25 an hour good pay in New Jersey?

$25 an hour is 1.6 times New Jersey's minimum wage of $15.92 an hour. It's about the 41st percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 41 in 100 workers earn less. The median hourly wage for all jobs in New Jersey is $28.16. After taxes and local prices, $42,228 a year buys about what $38,811 would at national-average prices.

Is New Jersey a high-tax state for $25 an hour?

It ranks 30th of 51 among the 50 states and D.C. for take-home on $25 an hour. The most you'd keep is $43,962 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $40,240 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New Jersey's income tax rules and New Jersey's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.