Customer Service Representatives
Median $22.16 an hour in Iowa · 30,100 jobs
Iowa · 2026 take-home pay
$23 an hour after taxes in Iowa
At $23 an hour in Iowa you keep about $18.97 of every hour — $759 a week, $3,288 a month or $39,453 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.
Where $23 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $47,840 | $920 | $23.00 |
| Federal income tax | −$3,561 | −$68 | −$1.71 |
| Social Security (6.2%) | −$2,966 | −$57 | −$1.43 |
| Medicare (1.45%+) | −$694 | −$13 | −$0.33 |
| Iowa income tax | −$1,166 | −$22 | −$0.56 |
| Take-home pay | $39,453 | $759 | $18.97 |
Effective tax rate 17.5% · federal bracket 12% · Iowa bracket 3.8%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $920.00 | $758.72 |
| Every two weeks (26) | $1,840.00 | $1,517.44 |
| Twice a month (24) | $1,993.33 | $1,643.89 |
| Monthly (12) | $3,986.67 | $3,287.78 |
$23 an hour at different hours
Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $23 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $460 | $405 | $21,051 |
| 30 hours a week | $690 | $583 | $30,298 |
| 40 hours a week | $920 | $759 | $39,453 |
| 40 hours + 5 overtime | $1,093 | $891 | $46,320 |
| 40 hours + 10 overtime | $1,265 | $1,023 | $53,186 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $23 an hour good pay in Iowa?
- Minimum wage: $23 an hour is 3.2 times Iowa's minimum wage of $7.25 an hour.
- Among Iowa workers: It's about the 49th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 49 in 100 workers earn less. The median is $23.34 an hour.
- Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $39,453 a year buys about what $44,955 would at national-average prices.
- Rent: the 30% rule points to about $1,196 a month. Check it with your debts.
- A 50/30/20 budget: about $1,644 a month for needs, $986 for wants and $658 for savings. Plan it in the budget calculator.
Jobs in Iowa that pay about $23 an hour
Occupations whose median wage in Iowa is within 4% of $23 an hour, most common first. Source: BLS OEWS May 2025.
Miscellaneous Assemblers and Fabricators
Median $23.52 an hour in Iowa · 19,540 jobs
Bookkeeping, Accounting, and Auditing Clerks
Median $23.17 an hour in Iowa · 14,020 jobs
Construction Laborers
Median $23.31 an hour in Iowa · 13,780 jobs
First-Line Supervisors of Retail Sales Workers
Median $22.41 an hour in Iowa · 9,970 jobs
Industrial Truck and Tractor Operators
Median $22.88 an hour in Iowa · 7,770 jobs
How Iowa compares on $23 an hour
Iowa ranks 16th of 51 for take-home pay on $23 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Iowa |
|---|---|---|---|---|
| Iowa | $18.97 | $39,453 | $7.25 | — |
| Illinois | $18.46 | $38,396 | $15.00 | −$1,057 a year |
| Minnesota | $18.59 | $38,668 | $11.41 | −$785 a year |
| Missouri | $18.90 | $39,308 | $15.00 | −$145 a year |
| Nebraska | $18.90 | $39,322 | $15.00 | −$131 a year |
| South Dakota | $19.53 | $40,619 | $11.85 | +$1,166 a year |
| Wisconsin | $18.82 | $39,149 | $7.25 | −$304 a year |
How the federal tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 minus the 2026 standard deduction ($16,100) = $31,740. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $19,340 | $2,321 |
| Total | $31,740 | $3,561 |
How the Iowa income tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 of Iowa wages minus $16,100 standard deduction = $31,740.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.8% | $31,740 | $1,206 |
| Personal credits | — | −$40 |
| Total | $31,740 | $1,166 |
Common questions
How much is $23 an hour after taxes in Iowa?
About $18.97 for every hour you work, or $39,453 a year at 40 hours a week ($47,840 gross). Taxes take about 17.5% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $23 an hour a week after taxes in Iowa?
About $759 a week at 40 hours, from $920 gross. Paid every two weeks, each paycheck is about $1,517.
How much is $23 an hour a month after taxes in Iowa?
About $3,288 a month at 40 hours a week, from $3,987 gross.
Is $23 an hour good pay in Iowa?
$23 an hour is 3.2 times Iowa's minimum wage of $7.25 an hour. It's about the 49th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 49 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $39,453 a year buys about what $44,955 would at national-average prices.
Is Iowa a high-tax state for $23 an hour?
It ranks 16th of 51 among the 50 states and D.C. for take-home on $23 an hour. The most you'd keep is $40,619 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $37,247 in Oregon.
More hourly rates
Other hourly rates in Iowa
- $19 an hour in Iowa
- $20 an hour in Iowa
- $21 an hour in Iowa
- $22 an hour in Iowa
- $24 an hour in Iowa
- $25 an hour in Iowa
- $26 an hour in Iowa
- $27 an hour in Iowa
$23 an hour in every state · $45,000 a year in Iowa · $50,000 a year in Iowa · Iowa paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.