Maryland · 2026 take-home pay

$18 an hour after taxes in Maryland

At $18 an hour in Maryland you keep about $14.83 of every hour — $593 a week, $2,571 a month or $30,851 a year full time — after 2026 federal income tax, Social Security, Medicare and Maryland income tax. Maryland has a graduated income tax, and its minimum wage is $15.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $18 an hour goes

$18 an hour full time in Maryland, single filer, 2026
A yearA weekAn hour
Gross pay$37,440$720$18.00
Federal income tax−$2,313−$44−$1.11
Social Security (6.2%)−$2,321−$45−$1.12
Medicare (1.45%+)−$543−$10−$0.26
Maryland income tax−$1,412−$27−$0.68
Take-home pay$30,851$593$14.83

Effective tax rate 17.6% · federal bracket 12% · Maryland bracket 4.75%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$720.00$593.28
Every two weeks (26)$1,440.00$1,186.56
Twice a month (24)$1,560.00$1,285.44
Monthly (12)$3,120.00$2,570.89

Change hours, overtime and deductions

$18 an hour at different hours

Take-home in Maryland for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $18 an hour for hours over 40, as federal law requires for most hourly workers.

$18 an hour in Maryland: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$360$317$16,503
30 hours a week$540$457$23,766
40 hours a week$720$593$30,851
40 hours + 5 overtime$855$695$36,158
40 hours + 10 overtime$990$797$41,465

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $18 an hour good pay in Maryland?

  • Minimum wage: $18 an hour is 1.2 times Maryland's minimum wage of $15.00 an hour. Montgomery and Howard counties set higher minimums.
  • Among Maryland workers: It's about the 19th percentile of hourly pay in Maryland (BLS, May 2025) — roughly 19 in 100 workers earn less. The median is $28.61 an hour.
  • Local prices: Maryland's price level is 105% of the U.S. average (BEA Regional Price Parities), so $30,851 a year buys about what $29,393 would at national-average prices.
  • Rent: the 30% rule points to about $936 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,285 a month for needs, $771 for wants and $514 for savings. Plan it in the budget calculator.

Jobs in Maryland that pay about $18 an hour

Occupations whose median wage in Maryland is within 4% of $18 an hour, most common first. Source: BLS OEWS May 2025.

How Maryland compares on $18 an hour

Maryland ranks 45th of 51 for take-home pay on $18 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $18 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Maryland
Maryland$14.83$30,851$15.00—
Washington, D.C.$14.99$31,183$18.40+$332 a year
Delaware$14.77$30,712$15.00−$139 a year
Pennsylvania$14.95$31,087$7.25+$236 a year
Virginia$14.87$30,924$12.77+$73 a year
West Virginia$15.05$31,301$8.75+$450 a year

How the federal tax on $37,440 ($18 an hour) is worked out

Taxable income is $37,440 minus the 2026 standard deduction ($16,100) = $21,340. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$8,940$1,073
Total$21,340$2,313

How the Maryland income tax on $37,440 ($18 an hour) is worked out

Taxable income is $37,440 of Maryland wages minus $3,400 standard deduction minus $3,200 in exemptions = $30,840.

Maryland income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
2%$1,000$20
3%$1,000$30
4%$1,000$40
4.75%$27,840$1,322
Total$30,840$1,412

Common questions

How much is $18 an hour after taxes in Maryland?

About $14.83 for every hour you work, or $30,851 a year at 40 hours a week ($37,440 gross). Taxes take about 17.6% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $18 an hour a week after taxes in Maryland?

About $593 a week at 40 hours, from $720 gross. Paid every two weeks, each paycheck is about $1,187.

How much is $18 an hour a month after taxes in Maryland?

About $2,571 a month at 40 hours a week, from $3,120 gross.

Is $18 an hour good pay in Maryland?

$18 an hour is 1.2 times Maryland's minimum wage of $15.00 an hour. It's about the 19th percentile of hourly pay in Maryland (BLS, May 2025) — roughly 19 in 100 workers earn less. The median hourly wage for all jobs in Maryland is $28.61. After taxes and local prices, $30,851 a year buys about what $29,393 would at national-average prices.

Is Maryland a high-tax state for $18 an hour?

It ranks 45th of 51 among the 50 states and D.C. for take-home on $18 an hour. The most you'd keep is $32,263 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $29,764 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Maryland's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.