Available
Paycheck Calculator (All 50 States)
Take-home pay after federal, state and local taxes — salary or hourly, with overtime and pre-tax deductions.
Massachusetts · 2026 take-home pay
$15 an hour after taxes in Massachusetts
At $15 an hour in Massachusetts you keep about $12.39 of every hour — $495 a week, $2,147 a month or $25,766 a year full time — after 2026 federal income tax, Social Security, Medicare, Massachusetts income tax and state payroll programs. Massachusetts has a graduated income tax plus PFML (Paid Family & Medical Leave) employee share, and its minimum wage is $15.00 an hour.
Where $15 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $31,200 | $600 | $15.00 |
| Federal income tax | −$1,564 | −$30 | −$0.75 |
| Social Security (6.2%) | −$1,934 | −$37 | −$0.93 |
| Medicare (1.45%+) | −$452 | −$9 | −$0.22 |
| Massachusetts income tax | −$1,340 | −$26 | −$0.64 |
| PFML (Paid Family & Medical Leave) employee share | −$144 | −$3 | −$0.07 |
| Take-home pay | $25,766 | $495 | $12.39 |
Effective tax rate 17.4% · federal bracket 12% · Massachusetts bracket 5%.
PFML (Paid Family & Medical Leave) employee share: 0.46% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $600.00 | $495.49 |
| Every two weeks (26) | $1,200.00 | $990.99 |
| Twice a month (24) | $1,300.00 | $1,073.57 |
| Monthly (12) | $2,600.00 | $2,147.14 |
$15 an hour at different hours
Take-home in Massachusetts for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $15 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $300 | $265 | $13,775 |
| 30 hours a week | $450 | $381 | $19,822 |
| 40 hours a week | $600 | $495 | $25,766 |
| 40 hours + 5 overtime | $713 | $580 | $30,147 |
| 40 hours + 10 overtime | $825 | $664 | $34,528 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $15 an hour good pay in Massachusetts?
- Minimum wage: $15 an hour is Massachusetts's minimum wage.
- Among Massachusetts workers: It's below the 10th percentile of hourly pay in Massachusetts (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $30.57 an hour.
- Local prices: Massachusetts's price level is 105.8% of the U.S. average (BEA Regional Price Parities), so $25,766 a year buys about what $24,363 would at national-average prices.
- Rent: the 30% rule points to about $780 a month. Check it with your debts.
- A 50/30/20 budget: about $1,074 a month for needs, $644 for wants and $429 for savings. Plan it in the budget calculator.
How Massachusetts compares on $15 an hour
Massachusetts ranks 50th of 51 for take-home pay on $15 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Massachusetts |
|---|---|---|---|---|
| Massachusetts | $12.39 | $25,766 | $15.00 | — |
| Connecticut | $12.79 | $26,610 | $16.94 | +$844 a year |
| New Hampshire | $13.10 | $27,249 | $7.25 | +$1,483 a year |
| New York | $12.50 | $25,995 | $16.00 | +$229 a year |
| Rhode Island | $12.67 | $26,353 | $16.00 | +$587 a year |
| Vermont | $12.81 | $26,638 | $14.42 | +$872 a year |
How the federal tax on $31,200 ($15 an hour) is worked out
Taxable income is $31,200 minus the 2026 standard deduction ($16,100) = $15,100. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $2,700 | $324 |
| Total | $15,100 | $1,564 |
How the Massachusetts income tax on $31,200 ($15 an hour) is worked out
Taxable income is $31,200 of Massachusetts wages minus $4,400 in exemptions = $26,800.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 5% | $26,800 | $1,340 |
| Total | $26,800 | $1,340 |
Common questions
How much is $15 an hour after taxes in Massachusetts?
About $12.39 for every hour you work, or $25,766 a year at 40 hours a week ($31,200 gross). Taxes take about 17.4% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $15 an hour a week after taxes in Massachusetts?
About $495 a week at 40 hours, from $600 gross. Paid every two weeks, each paycheck is about $991.
How much is $15 an hour a month after taxes in Massachusetts?
About $2,147 a month at 40 hours a week, from $2,600 gross.
Is $15 an hour good pay in Massachusetts?
$15 an hour is Massachusetts's minimum wage. It's below the 10th percentile of hourly pay in Massachusetts (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Massachusetts is $30.57. After taxes and local prices, $25,766 a year buys about what $24,363 would at national-average prices.
Is Massachusetts a high-tax state for $15 an hour?
It ranks 50th of 51 among the 50 states and D.C. for take-home on $15 an hour. The most you'd keep is $27,249 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $25,274 in Oregon.
More hourly rates
Other hourly rates in Massachusetts
- $12 an hour in Massachusetts
- $13 an hour in Massachusetts
- $14 an hour in Massachusetts
- $16 an hour in Massachusetts
- $17 an hour in Massachusetts
- $18 an hour in Massachusetts
- $19 an hour in Massachusetts
$15 an hour in every state · $30,000 a year in Massachusetts · $35,000 a year in Massachusetts · Massachusetts paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Massachusetts's income tax rules and Massachusetts's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.